295 MARSH LANDING CIRCLE, #30, Debary, FL, 32713 | $389,900

Under contract-accepting backup offers. Welcome to your new home in the charming, gated waterfront community of River Oaks in DeBary. This inviting and well-maintained 3-bedroom, 2-bathroom, single-story residence perfectly blends modern finishes with timeless style, offering a lifestyle of comfort and convenience. Step through the new entry door with hinged side lite into a spacious open layout accentuated by soaring vaulted ceilings that create an atmosphere of light and airiness. The living area flows seamlessly into a covered back porch through elegant sliding doors, perfect for enjoying Florida's beautiful weather year-round. The oversized primary suite is a true retreat, filled with natural light and featuring high ceilings, a huge walk-in closet, and updated primary shower that adds a touch of luxury. Both guest bedrooms are generously sized, with one offering its own walk-in closet, and they share a well-appointed guest bathroom. This home is designed for peace of mind. Key features include an oversized garage, a dedicated inside laundry room, irrigation well and a transferrable termite bond. The roof is only 8 years old, the AC is meticulously maintained, and new gutter guards have been installed for hassle-free upkeep. Enjoy low-maintenance living, as lawn care is included in the monthly amenity fees, giving you more time to relax and enjoy your surroundings. River Oaks offers a premier living experience with fantastic amenities, including a secure gated entrance, a resort-style community pool and spa, a clubhouse, a scenic river-view deck, and a playground. For boating enthusiasts, this property includes a deeded boat slip at the community boat dock for convenient access through the DeBary Bayou to the St. John’s River. Nestled among majestic oak trees draped in Spanish moss, the community offers a prime location with easy access to the natural beauty of Gemini Springs Park, multiple bike trails and quick hop onto I-4 for effortless commuting. BEST OF ALL, the seller is offering $10, 000 towards buyer closing and pre-paids – So WHAT ARE YOU WAITING FOR??? This exceptional property is a rare find and won't last long – schedule your showing TODAY.

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated, Other, Playground, Pool, Security
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Key West
  • Year Built: 1999
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,125
  • Acreage: 0.05
  • Est. Taxes: $1,408
  • HOA Fee: $357 Monthly
  • Elem. School: Enterprise Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6380666
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/O6380666/295marshlandingcircle_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/6/2026 11:48:17 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 407-696-8000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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295 MARSH LANDING CIRCLE, #30, Debary, FL, 32713

$389,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,920 $311,920 $311,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $117 $117 $117
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,796 $1,895 $2,528
Total Monthly Payment $1,988 $2,087 $2,720

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.