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Direct beachfront condominium offering a minimum weekly lease period and unobstructed panoramic views of the Gulf on Indian Rocks Beach. Located on the quiet southern end of the building, this unit provides added privacy with no units above and separation from the pool area—an attractive feature for both owners and renters. Situated in the highly desirable Indian Rocks Beach, a location known for limited inventory and consistent rental demand. The Gulf and white sandy beach are just steps from the unit, while the Intracoastal Waterway and community dock are located directly across the street, visible from the guest bedroom and adding to the property’s broad rental appeal. This townhome-style condominium within a 34-unit complex is being sold fully furnished and turnkey, allowing a new owner to step in and begin generating income immediately. The functional layout is well suited for short-term rentals, with the main living level featuring the living and dining areas, a fully equipped kitchen, and a full bathroom. Two bedrooms with generous closet space and an additional full bath provide privacy and flexibility for guest stays. The unit offers a proven rental track record and is well positioned for continued income production due to its beachfront setting, efficient design, and renter-friendly amenities. Community features include a large heated pool with a grilling area, enhancing guest appeal. Numerous nearby restaurants further support strong rental demand and convenience. High-speed, private internet is included in the condo fee, and smart TVs are installed in the living room and both bedrooms—ideal for today’s short-term rental expectations. The kitchen is fully stocked for extended stays, and beachgoers appreciate the included chairs, umbrellas, towels, cooler, and beach accessories, reinforcing the unit’s true turnkey readiness. Sleeping accommodations include a king bed in the primary bedroom and two queen beds in the guest bedroom, accommodating a wide range of rental groups. The condo is well maintained, move-in ready, and positioned for immediate occupancy or continued rental use. A dedicated parking space is located directly below the unit, with convenient access via stairs or elevator. Additional guest parking is also available. On-site resident managers provide oversight and day-to-day support, adding value for investors seeking a hands-off ownership experience. Easy access to St. Petersburg and Tampa expands the visitor base with nearby attractions, dining, shopping, and entertainment. Indian Rocks Beach remains a high-demand short-term rental market, making this property an excellent opportunity for investors seeking a fully furnished, turnkey, beachfront income-producing asset.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $796,000 | $796,000 | $796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | $1,038 | $1,038 | $1,038 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,772 | $4,901 | $6,717 |
| Total Monthly Payment | $5,902 | $6,031 | $7,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.