|
3201 MCMATH DRIVE, Palm Harbor, FL, 34684 | $289,000
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to this beautifully updated villa in Palm Harbor’s premier 55+ golf community of Highland Lakes! This stunning end-unit villa features soaring vaulted ceilings with an attached 1. 5 car garage, and major updates that provide peace of mind and timeless style, including a brand-NEW roof with gutter guards (2025), newer electrical panel (2020), newer HVAC (2020), brand NEW carpet (2026), updated windows, and a fresh neutral color palette throughout. Ideally located in one of the community’s most desirable areas, the villa is surrounded by lush landscaping that offers exceptional privacy, along with an outdoor patio perfect for grilling and relaxing. Inside, the thoughtful split floor plan centers around a spacious, modern kitchen with updated cabinetry, a built-in pantry, abundant counter space, newer appliances, recessed lighting, a convenient pass-through to the dining/living room combo, and a cozy eat-in nook. Perfectly located hall bath between the guest suite and main living featuring a tub/shower combo. The heated and cooled Florida room provides versatile year-round living space, while the bonus lanai offers additional flexibility or the perfect golf cart garage. The expansive primary suite is a true retreat with generous closet space and an updated en-suite bath featuring a walk-in shower. Located in pet-friendly Duplex Village II, this home enjoys the lowest monthly fee in Highland Lakes at just $172/month, covering cable, internet, lawn service, irrigation, trash, recycling, and pest control, plus a recent 4-point inspection that is transferable to the buyer. Situated in a non-evacuation zone and safely above the flood plain, the home offers added security and convenience. Residents of Highland Lakes enjoy an active, country club lifestyle for only $164/month, including unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, a vibrant clubhouse with entertainment and fitness classes, and a lakeside lodge on Lake Tarpon with a private boat ramp, fishing pier, and community pontoon boats, along with free RV and boat storage and a golf cart-friendly neighborhood. Close to award-winning beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes gem is truly move-in ready and offers effortless Florida living at its finest. Don't wait - call today!
Features
- Amenities: Cable TV, Clubhouse, Fence Restrictions, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Style: Ranch, Traditional
- Year Built: 1982
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,332
- Acreage: 0.15
- Est. Taxes: $1,538
- HOA Fee: $172 Monthly
- Lot Desc: Corner Lot, Landscaped, Level, Near Golf Course, Sidewalk
- View: Garden
- Adult Communities: Yes
- Pet Policy: Number Limit, Size Limit
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8473828
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/TB8473828/3201mcmathdrive_palmharbor_fl?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: 727-781-3700
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3201 MCMATH DRIVE, Palm Harbor, FL, 34684
$289,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $128 | $128 | $128 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,295 | $1,385 | $1,859 |
| Total Monthly Payment | $1,498 | $1,588 | $2,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388