860 LILA STREET, Bartow, FL, 33830 | $549,000

Under contract-accepting backup offers. If you’ve been craving a spacious ranch-style home that offers a perfect blend of traditional Florida charm and modern functional updates, then this is the home for you. The living spaces includes both formal living and dining rooms, plus a cozy family room featuring a wood-burning fireplace. The 4th bedroom is strategically separated and features its own dedicated bathroom, making it an ideal mother-in-law suite or guest wing. Beautiful refinished hardwood floors run through the main areas, complemented by new tile in the kitchen and bathrooms and new carpet in the bedrooms. The kitchen includes new custom solid pull-out and soft-close wood cabinets, a large ceramic farmhouse sink, Cambria countertops, and an eat-in dinette area. All bathrooms have new vanities and sinks. A large inside laundry room comes equipped with granite countertops, and extra storage cabinets. The backyard is anchored by a gunite in-ground pool, fully enclosed by a screen to enjoy the Florida weather year-round. The property includes a large 40' x 11' screened porch, perfect for entertaining. The backyard is secured for your pets, with a new chain link fence. There is even a substantial Smithbuilt shed to provide additional space for tools, hobby equipment, or a workshop. An oversized 2-car side-entry garage (24' x 28') provides ample parking and a cleaner curb appeal. There is also an RV plug, as well as ample parking on the oversized driveway. Enjoy peace of mind with a newer roof which was installed in 2022, and the home features a newer central HVAC system, reducing the need for immediate maintenance, electric water heater new in 2016, as well as an update on all electrical and new lighting throughout the entire home. This home also comes with new Simonton argon-filled, low-E 366 glass, which is a high-performance glass designed to maximize energy efficiency and comfort. These windows are double hung and fold out and down for easy cleaning. The home is constructed with durable brick and vinyl siding. An irrigation system is included to maintain the mature landscaping. Situated just south of Bartow High School, this home offers easy access to US-98 and Broadway Avenue. It is conveniently located near local parks and the historic downtown Bartow area, providing a suburban feel with urban accessibility. There are truly too many upgrades to mention. If this feels like your next chapter, let’s talk.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 140 x 126
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 1980
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,364
  • Acreage: 0.41
  • Lot Size: 140 x 126
  • Est. Taxes: $7,493
  • Pool: Gunite, In Ground, Screen Enclosure
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: L4959146
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/L4959146/860lilastreet_bartow_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/18/2026 4:54:07 AM)
Listing courtesy of REMAX EXPERTS   Phone: 863-802-5262

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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860 LILA STREET, Bartow, FL, 33830

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.648%
Monthly Tax Payment $624 $624 $624
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,528 $2,669 $3,560
Total Monthly Payment $3,244 $3,385 $4,276

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.