45 NE 124th Ter, North Miami, FL, 33161 | $1,295,000

Beautifully reimagined and fully renovated North Miami single-family residence offering style and indoor-outdoor living. This bright, open, airy-concept home features 1, 931 sq ft of adjusted living area (2, 073 sq ft total) on a 7, 500 sq ft lot, recently upgraded with professional design and quality finishes.

The layout includes three bedrooms plus an expansive family room, currently used as a music studio and adaptable as a fourth bedroom, large office, studio, or family room. The home also features formal living and dining areas, an updated kitchen with newer high-end appliances, and a dedicated laundry room with window and full-size side-by-side washer and dryer.

The residence offers two full interior bathrooms plus an outdoor half bath. Step outside to a large covered and enclosed patio overlooking lush natural grass, with easy access to a stunning heated pool for year-round enjoyment.

Major upgrades include all impact windows and doors, including the front door, new roof, plumbing, electrical, water heater, pool heater, air conditioning, rain gutters, new front façade, driveway, recessed LED lighting, fencing, sprinkler system, landscaping, new natural grass front and back, added side storage shed, exterior camera system, and non-flood zone location.

Move-in ready and well maintained, this home is in a quiet, residential, family-oriented neighborhood close to I-95 and Biscayne Blvd, minutes from Aventura, Bal Harbour, beaches, shopping, dining, and airports.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: One Story
  • Year Built: 1957
  • Garage: Driveway,Other
  • Heating: Central,Electric
  • Cooling: Central Air,Electric
  • Approx Sq. Feet: 1,926
  • Est. Taxes: $9,348
  • Lot Desc: Sprinkler System,< 1/4 Acre
  • View: Other,Pool
  • Elem. School: Gratigny
  • Middle School: North Miami
  • High School: North Miami
  • Pets Allowed: Yes
  • Pet Policy: No Pet Restrictions,Yes
  • Appliances: Dryer,Dishwasher,Electric Range,Disposal,Gas Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Washer
  • MLS#: A11961217
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /eprop/A11961217/45ne124thter_northmiami_fl?source=qrflyer
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William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Knox Real Estate GroupSales Associates

978.771.4579

KnoxRealEstateGroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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45 NE 124th Ter, North Miami, FL, 33161

$1,295,000

The Knox Real Estate Group

Sales Associates

William Raveis Real Estate

Phone: 978.771.4579

KnoxRealEstateGroup@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,036,000 $1,036,000 $1,036,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $779 $779 $779
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,721 $6,046 $8,465
Total Monthly Payment $6,625 $6,950 $9,369

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.