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3508 RIDGEWOOD PATH, The Villages, FL, 32163 | $385,000
Welcome to this stunning Cottage-Style Seabreeze floorplan, perfectly located in the highly desirable Village of Fernandina, one of the most convenient and sought-after locations in The Villages. This beautifully maintained 3-bedroom, 2-bath home combines comfort, functionality, and exceptional privacy.
One of the standout features of this property is its rare rear privacy, backing to a road rather than another home—providing open views and a peaceful setting that is highly valued throughout the community. Designed for both everyday living and entertaining, this popular Seabreeze model offers a bright, open layout with spacious living areas, comfortable guest rooms, and a well-appointed primary suite.
Car and golf cart owners will appreciate the oversized 2-car plus golf cart garage, a highly sought-after feature providing abundant room for vehicles, storage, and hobby space.
Living in The Villages means enjoying one of the most active lifestyle communities in the country, featuring championship and executive golf courses, recreation centers, swimming pools, pickleball and tennis courts, fitness centers, walking trails, nightly live entertainment at the town squares, and hundreds of clubs, activities, and organized social events designed for every interest.
An additional financial advantage of this home is its low remaining bond balance, offering meaningful long-term savings when compared to many newly constructed homes where higher bond assessments are still in the early years of repayment. In The Villages, the bond is a long-term infrastructure assessment that appears on the property tax bill and is typically financed over 20–30 years, meaning homes with lower remaining bonds often translate into lower overall ownership costs and stronger value positioning versus new construction purchases. Choosing a well-located resale home with a reduced bond balance can be a smart financial decision while still enjoying the same world-class amenities and lifestyle the community is known for.
Ideally situated close to shopping, dining, recreation centers, and golf, this exceptional home delivers location, privacy, space, lifestyle, and smart financial value all in one.
YEARLY BOND PAYMENT - $ 1, 133. 91 - YEARLY BOND MAINTENANCE $443. 02 - MONNTHLY AMENITIES $204. 00
Schedule your private showing today and experience why this Seabreeze in Fernandina truly stands out.
BUYERS AGENT TO VERIFY*
Features
- Amenities: Basketball Court, Fence Restrictions, Pickleball Court(s), Playground, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s), Trail(s), Vehicle Restrictions
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside
- Style: Contemporary, Cottage, Florida, Ranch
- Year Built: 2012
- Garage: 3-car Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level, Oversized, Tandem
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,561
- Acreage: 0.17
- Est. Taxes: $1,967
- Lot Desc: Cleared, Landscaped, Level, Near Golf Course, Oversized Lot
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- MLS#: OM718339
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/OM718339/3508ridgewoodpath_thevillages_fl?source=qrflyer
Listing courtesy of LPT Realty Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3508 RIDGEWOOD PATH, The Villages, FL, 32163
$385,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.522% |
| Monthly Tax Payment | $164 | $164 | $164 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,725 | $1,845 | $2,476 |
| Total Monthly Payment | $1,964 | $2,084 | $2,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388