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One or more photo(s) has been virtually staged. Welcome to effortless Florida living in Victoria Park, within the beautifully maintained Exclusive Unique Cottages (The "23'ers"), offering TOTAL LAWN MAINTENANCE. This home features 2 bedrooms, 2 full bathrooms, w Study/Den and 2 car rear garage. It's Light & Bright, with an open-concept layout designed for comfort and entertaining. Step inside to 10-foot ceilings, 9-foot doors, with designer touches including brick accent wall at the entry, breakfast bar, Granite countertops, 42" cabinetry. The kitchen features a gas range, microwave, refrigerator, breakfast nook, and opens seamlessly to the living and dining areas. The spacious primary suite is filled with natural is filled with natural light and features large walk-in closet, ensuite w 2 separate vanities, a walk-in shower, and soaker tub. This HOME has been updated with NEW HVAC, Beautiful Flooring, Brick Accent Wall, Ceiling Fans, Screen Enclosed Porch, Gutters. Inside Laundry room w storage cabinets and utility sink. Two-car Garage that you access behind the home from the one-way alley. Come check out this very RARE opportunity in Victoria Commons. HOA includes Resort Style Amenities with hi-speed internet, Fiber optic Cable TV, irrigation water for grass. Total lawn care, Tree and Hedge Trimming, Fertilizing and Mulching. Public 18 hole Golf course is within the community. Amenity rich w 2 heated pools, 2 fitness centers, Tennis, Pickleball Courts, and Playgrounds. Minutes to the Quaint, Historical downtown Deland proudly recognized as America’s Best Main Street and home to Stetson University. Southern Charm, Blocks of culture, Boutiques, Fine Dining, Brewery and Wineries. Only a short drive to the beautiful beaches of the east coast! Minutes to PUBLIX, ALDI, Starbucks, and Chick-fil-a to name a few. The neighborhood Village Center, w Advent Health Medical Park facilities, Transportation, less than one mile to I-4. Call for Appointment.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $349 | $349 | $349 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,559 | $1,622 | $2,159 |
| Total Monthly Payment | $1,983 | $2,046 | $2,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.