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104 White Rock Hill Road, Bow, NH, 03304 | $614,900
Rare opportunity in Bow’s highly sought after school district to own a spacious 5 bedroom, 2. 5 bath home with rare multi family flexibility and unusually low property taxes. This thoughtfully updated property offers 2, 262 square feet of above grade living space in one of New Hampshire’s most desirable communities known for its natural beauty and small town charm. The home is legally classified as a multi family, creating valuable flexibility for multigenerational living or potential rental income in a town where rental opportunities are extremely limited and consistently in demand. One portion of the home, currently used as the primary bedroom, was originally designed as a rental unit and includes a bedroom, private bathroom, office or walk in closet, and a galley kitchen area. The space was incorporated into the main living layout as part of a renovation completed in November 2025. Because the property remains legally classified as a multi family, the second living unit may be reestablished through November 2026 if desired. The renovated kitchen serves as the centerpiece of the home, featuring quartz countertops, matching premium appliances, generous cabinetry, and a walk in pantry with full size cabinets providing exceptional storage. The finished basement adds valuable living space, including two finished rooms ideal for offices, guest space, recreation, or a home gym, along with a mudroom with direct entry from the 2 car garage. Major upgrades add long term value and peace of mind, including a full electrical upgrade to 200 amp service, updated wiring, generator connection capability, and a Tesla EV charging station. Another major advantage is the exceptionally low property tax of approximately $, 6359. 87, rare for a home of this size in Bow and made possible by the property's lot arrangement. Set on a private half acre lot with nearby trail access, this property offers an uncommon combination of space, flexibility, modern updates, and long-term value.
Features
- Rooms: 15
- Bedrooms: 5
- Baths: 3 full
- Units: 2
- Style: Colonial
- Year Built: 1966
- Garage: 2-car Garage
- Heating: Oil
- Cooling: Other
- Basement: Finished
- Approx Sq. Feet: 2,262
- Acreage: 0.5
- Est. Taxes: $6,360
- Lot Desc: Trail/Near Trail,Walking Trails,Near Snowmobile Trails
- MLS#: 5075982
- Website: https://www.raveis.com
/prop/5075982/104whiterockhillroad_bow_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/25/2026Listing courtesy of View Real Estate Group Phone: 978-566-2557
Listing Agent: Johann Viana
William Raveis Family of Services
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
104 White Rock Hill Road, Bow, NH, 03304
$614,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $491,920 | $491,920 | $491,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $530 | $530 | $530 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,949 | $3,069 | $4,085 |
| Total Monthly Payment | $3,571 | $3,691 | $4,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB