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Set on natural elevation along highly sought-after Central Avenue, this coastal home captures refreshing ocean breezes and an unbeatable beachside lifestyle just one block from the Atlantic Ocean. The spacious living room features a wood-burning fireplace, while easy-to-maintain tile flooring runs throughout the home. The updated kitchen offers wood cabinetry, granite countertops, a tile backsplash, and stainless steel appliances. The primary en-suite includes a dual-sink vanity, walk-in shower, water closet, and a large walk-in closet. With a private entrance and paved courtyard, the suite is ideal for an in-law setup or guest retreat. A wood-paneled dining room with French doors opens to a relaxed, resort-style backyard complete with a heated saltwater pool, paver patio for lounging or dining, covered in custom built pergola, cozy fire pit area, sauna, and outdoor shower and extra storage for pool equipment and water toys. A large shed offers flexibility as a pool cabana or workshop. Perfect backyard oasis for entertaining. A private rear easement features a gated second driveway, providing secure parking for an RV, golf cart, trailer, or boat—all fully fenced for privacy. Located just minutes from local dining, shopping, and the pier, this home delivers the best of coastal living. All information in the MLS is intended to be accurate but cannot be guaranteed.
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | $424 | $424 | $424 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,353 | $3,489 | $4,606 |
| Total Monthly Payment | $3,869 | $4,005 | $5,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.