148 Virginia Avenue, Gaffney, SC, 29341 | $349,900

Beautiful brick ranch single-level home situated on 1. 34 acres, offering space, comfort, and modern updates throughout. The neighborhood borders Cherokee National Golf Course with a golf cart access to the 16th hole. This renovated home features four bedrooms, two full bathrooms, a spacious living room, and a separate den for added flexibility. The primary bedroom includes a private bathroom with a large walk-in tiled shower, while the fourth bedroom offers a walk-in closet and convenient access to the laundry room, making it ideal for guests or a home office. Inside, you will immediately notice gorgeous floors throughout all living areas and bedrooms. The home boasts two wood-burning fireplaces, one in the family room and one in the dining room, creating warm and inviting gathering spaces. The updated kitchen features new granite countertops and stainless steel appliances. Both bathrooms showcase stunning tile flooring and updated finishes. Outside, enjoy a large covered front porch and an expansive back patio, perfect for entertaining, relaxing, or taking in the peaceful acreage surrounding the home. Remodeled in 2020 including a new roof. Enjoy a concrete back patio, and above ground pool This home also includes owned solar panels that will transfer to the new owner at closing. There is no lien on the solar panels, providing peace of mind and immediate savings through a lower overall electric bill.

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: 1st Floor, Walk-in, Laundry Room
  • Style: Ranch, Traditional
  • Heating: Electric, Forced Air, Multi-Units
  • Cooling: Electric, Multi Units
  • Basement: None
  • Acreage: 1.34
  • Est. Taxes: $1,306
  • Lot Desc: 1 - 2 Acres, Few Trees
  • Elem. School: Grassy Pond
  • Middle School: Gaffney
  • High School: Gaffney
  • Pool: Above Ground
  • Appliances: Dishwasher, Refrigerator, Electric Oven, Microwave, Electric Water Heater
  • MLS#: 1581108
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /prop/1581108/148virginiaavenue_gaffney_sc?source=qrflyer
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Listing courtesy of Coldwell Banker Caine Real Est   Phone: 864-585-8713

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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148 Virginia Avenue, Gaffney, SC, 29341

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.668%
Monthly Tax Payment $109 $109 $109
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,656 $1,724 $2,269
Total Monthly Payment $1,840 $1,908 $2,453

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.