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3393 POINSETTIA DRIVE, Hernando Beach, FL, 34607 | $360,000
One or more photo(s) has been virtually staged. Charming Coastal Waterfront Hernando Beach Vacation Home - FULLY FURNISHED & Ready to Go! Welcome to a delightful 2-bedroom, 1-bath home nestled right on a WIDE CANAL in the desirable HERNANDO BEACH community. This TWO-STORY gem is perfectly set up as a vacation rental and comes fully furnished, making it a TURNKEY investment or a dreamy personal getaway. The upper level features a spacious and airy OPEN FLOOR PLAN with panoramas of AMAZING SUNSETS and sky performances, each being different every night. The modern kitchen, complete with a LARGE ISLAND, GRANITE COUNTERTOPS, STAINLES STEEL APPLIANCES, BREAKFAST BAR, WOOD CABINETS, LAUNDRYRY ROOM/EXTRA STORAGE/PANTRY overlooks the canal, providing serene water views while you cook or entertain. Dining area leading to the back porch. Perfect for watch those SKY SHOWS! Downstairs, you'll find a full two-car garage and a LARGE FLEX SPACE—perfect for a workshop, exercise room, or storage for all your kayaks, jet skis, and fishing gear. With a private seawall and BOAT RAMP, you have access to the Gulf of America, making this home a BOATER'S PARADISE. You're also just a short Vespa ride away from local restaurants, bars, and all the COASTAL CHARM Hernando Beach has to offer. This property is an ideal opportunity for anyone looking for a ready-to-go vacation rental or a peaceful waterfront home. Don't miss out on this charming canal-front retreat!
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Laundry: Inside, Laundry Room
- Style: Coastal
- Year Built: 1984
- Garage: 3-car Driveway, Garage Door Opener, Off Street, Oversized
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 912
- Acreage: 0.14
- Est. Taxes: $3,766
- Lot Desc: Street Dead-End
- Elem. School: Westside Elementary-HN
- Middle School: Fox Chapel Middle School
- High School: Weeki Wachee High School
- Appliances: Dishwasher, Microwave, Refrigerator
- MLS#: TB8423439
- Days on Market: 171 days
- Website: https://www.raveis.com
/prop/TB8423439/3393poinsettiadrive_hernandobeach_fl?source=qrflyer
Listing courtesy of PEOPLE'S TRUST REALTY Phone: 727-946-0904
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3393 POINSETTIA DRIVE, Hernando Beach, FL, 34607
$360,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $288,000 | $288,000 | $288,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $314 | $314 | $314 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,658 | $1,750 | $2,334 |
| Total Monthly Payment | $2,047 | $2,139 | $2,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388