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One or more photo(s) has been virtually staged. PRICE REDUCED -- SELLER MOTIVATED -- WELCOME TO MANASOTA KEY -- this charming, updated island cottage sits on a corner lot just a stone’s throw from the beach and Gulf of Mexico. Enjoy partial Gulf views from the front yard and easy access to the beach for sunsets, swimming, and coastal wildlife. Fully tiled throughout, this home includes an all-new kitchen & bathroom cabinets, countertops, stainless steel appliances, and all new interior trim, doors & hardware. The attached 10'x19' Florida room adds flexible living or dining space, and the rear screened, covered lanai offers a private setting overlooking the partially fenced backyard. Other notable and recent upgrades include: new standing-seam metal roof installed May 2025, new electrical panel and upgraded wiring in most of home 2024, new A/C in 2024 and new water heater. Home also includes a wood-burning fireplace perfect for those crisp evenings. Enjoy the convenience of a private, fully enclosed outdoor shower—perfect after a beach day. Indoor utility room includes a half bathroom and new full-size washer/dryer. This home would be ideal as a personal retreat or rental property, providing excellent flexibility near the beach. Additionally, this property offers sidewalk access to nearby island restaurants and shopping and is less than one mile from Stump Pass Beach State Park. Your coastal retreat awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $503,920 | $503,920 | $503,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $130 | $130 | $130 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,981 | $3,144 | $4,115 |
| Total Monthly Payment | $3,203 | $3,366 | $4,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.