340 OCEAN CREST DRIVE, Palm Coast, FL, 32137 | $12,000

Stunning furnished 3-story oceanfront residence offering 4 bedrooms + Office, 4. 5 baths, heated pool & spa, and sweeping views over the 18th fairway in an exceptional oceanfront community of Hammock Beach. A private elevator services all levels, and the 1st-floor game room is a showstopper—complete with wet bar, large-screen smart TV, pool table, kitchenette, and a full bath—opening directly to a fenced resort-style outdoor oasis. Enjoy a large covered entertaining area with loungers and sofa seating, plus a spectacular pool featuring a sun shelf with in-water loungers.
The oversized 2-car garage offers impressive storage and flexibility, with space that can accommodate a boat or an additional vehicle parked in tandem. Take the elevator (or stairs) to the main living level on the 2nd floor, where an incredible open-concept design frames the ocean. The expansive chef’s kitchen features a large center island overlooking the cozy oceanfront family room and dining area—perfect for gatherings. Step out to the huge balcony with fire pit table and beautiful lounging furniture for unforgettable sunrise and ocean-breeze evenings. One of the two primary suites is also located on this level, offering a walk-in closet and a luxury bath.

Continue to the 3rd floor and prepare to say wow—the main primary suite features panoramic ocean views, an expansive tray ceiling, and access to a private balcony. The spa-inspired bath includes a walk-in shower with multiple shower heads, plus a huge custom walk-in closet. A dream oceanview home office sits adjacent to the suite—making it easy to work from home and never want to leave. Two additional bedrooms on this level each offer en-suite bathrooms, providing comfort and privacy for everyone.

Thoughtfully curated furnishings and décor throughout make this home truly turnkey. Located just a short walk to a private beach walkover, with optional membership available to Hammock Beach Club for access to premier golf and oceanfront amenities.

Short- or long-term leasing available (minimum 3 months considered). Leases under 6 months subject to 12% vacation rental tax. Call today for your private showing.

Features

  • Type: Single Family Residence
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 5,337
  • Acreage: 0.16
  • View: Water
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • Lease Terms: 12 Months
  • MLS#: FC315972
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC315972/340oceancrestdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/28/2026 3:06:43 AM)
Listing courtesy of VIRTUAL HOMES REALTY   Phone: 386-569-5383

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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340 OCEAN CREST DRIVE, Palm Coast, FL, 32137

$12,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $9,600 $9,600 $9,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $53 $57 $77
Total Monthly Payment $128 $132 $152

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.