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Under contract-accepting backup offers. Choose Your Own Adventure at 602 S 23rd St, Flagler Beach ?? If you’ve been swiping past the perfectly polished showstoppers, consider this your sign to look at the one with great bones, an incredible location, and glow-up potential that’s worth the story. If your dream begins with waterfront living that’s more than a view, you’ll love that this 3-bedroom, 2. 5-bath pool home sits on saltwater canals on two sides, with canals that lead out to the Matanzas River—hello, real water access. If your ideal morning includes salty-air sunrises and an easy beach day, you’re less than half a mile from the beach. If you want comfort now and customization later, the downstairs has been updated over the years for immediate enjoyment, while the upstairs is ready for vision—your chance to bring your style and make it truly yours. If cozy charm is part of your must-have list, you get not one but two wood-burning fireplaces—one in the living room and one in the primary bedroom—because the good kind of ambiance never goes out of season. If your version of “retreat” includes pool days and relaxed nights, step outside to the screened pool enclosure and patio, with a pool ready for a refresh to become the backyard centerpiece it was meant to be. And if your waterfront wish list includes space to create something special, you’ll appreciate approximately 140' of canal frontage with a natural shoreline, offering room to dream up a dock, lift, or entertaining space (buyer to verify feasibility). Add in a 2-car garage, room for the pups to run, and sunsets that never get old—and you’ve got a home that’s ready for its next chapter. Choose your adventure… then come see it in person—schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $726 | $726 | $726 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,266 |
| Total Monthly Payment | $3,184 | $3,313 | $4,084 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.