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Presented by
Claire Naylor Pollart |
124 E SAINT ANNES CIRCLE, Apollo Beach, FL, 33572 | $229,000
Located in the sought-after Caribbean Isles, this beautifully maintained 2021-built 2-bedroom, 2-bath home offers modern construction, thoughtful design, and relaxed Florida living. Built to the highest code and HUD specifications, this home provides peace of mind along with timeless style. The open-concept kitchen and living area is bright and inviting, featuring neutral décor, attractive lighting fixtures, ceiling fans, and space for both a dining table and casual seating at the kitchen island. The home is partially furnished and impeccably cared for, making it easy to move right in. The primary bedroom includes an ensuite bath, while the second bedroom is ideal for guests or a home office. A washer and dryer are conveniently located in the hallway. As you step outside to the screened front porch, the perfect spot to enjoy your morning coffee while watching the sunrise, note the shaded sliding glass doors. You'll also note the upgraded plantation, shutters throughout the home on both the sliding door and windows. The spacious carport is tall enough to accommodate a boat, and the community also offers on-site boat and RV storage. Caribbean Isles is a pet- and golf-cart-friendly, gated 55+ community designed for both seasonal and full-time residents, featuring resort-style amenities, an active social calendar, and a true waterfront lifestyle with canals leading to Tampa Bay.
Whether you’re looking for a refined winter retreat or a year-round home, this nearly new residence delivers comfort, quality, and an exceptional coastal lifestyle.
Features
- Amenities: Clubhouse, Fence Restrictions, Gated, Laundry, Optional Additional Fees, Pool, Recreation Facilities, Wheelchair Access
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Closet
- Style: Bungalow
- Year Built: 2021
- Garage: Covered, Off Street
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 960
- Acreage: 0.13
- Est. Taxes: $1,673
- HOA Fee: $242 Monthly
- Adult Communities: Yes
- Pet Policy: Number Limit, Size Limit
- Appliances: Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
- MLS#: TB8471353
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/TB8471353/124esaintannescircle_apollobeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Claire Naylor PollartSales Associate
917.971.9829
Claire.NaylorPollart@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 829975
860.990.4029
Jennifer.Carreto@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
124 E SAINT ANNES CIRCLE, Apollo Beach, FL, 33572
$229,000
Claire Naylor Pollart
Sales Associate
William Raveis Real Estate
Phone: 917.971.9829
Claire.NaylorPollart@raveis.com
Jennifer Carreto
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.4029
Jennifer.Carreto@raveis.com
NMLS Mortgage Loan Originator ID 829975
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $183,200 | $183,200 | $183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | $139 | $139 | $139 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,040 | $1,097 | $1,473 |
| Total Monthly Payment | $1,254 | $1,311 | $1,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388