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5870 ALLIGATOR LAKE SHORE W, St. Cloud, FL, 34771 | $859,900
SELLER ASSISTING WITH BUYER FINANCING, 2/1 BUYDOWN ON THE INTEREST RATE! TWO LAKEFRONT LOTS, ONE HOME!. . . for now! FISHERMAN'S PARADISE! Welcome to your piece of paradise on the shores of the Alligator chain of lakes. All you will say is Wow! to the natural Florida landscape as you drive into this community with majestic oak trees lining the streets leading up to the home. This home is a boater's dream come true located right on Alligator Lake. You can enjoy these waters directly from your own private covered boat dock with lift and be in open water in minutes! This home is well appointed with many luxuries and multiple indoor/outdoor areas. The home has had the floor plan renovated to an open floor plan and all windows have also been upgraded. There are three spacious bedrooms with a split plan for your privacy and two full bathrooms. As you enter the home, you will find the spacious foyer, the formal dining room to the right, then the open concept kitchen and family room. The kitchen is spacious and new with beautiful extended cabinets, stone countertops, SS appliances, and breakfast island. The large family room features a wood fireplace and views through the Florida room to the lake. The master bedroom is very spacious with a walk-in closet. The master bathroom has a shower-tub combo. The guest rooms have lots of space and large closets as well. The home also features a deep 2-car garage. Property is 1. 38 acres. The whole lot has been split (home lot . 78 acre, vacant lot . 6 acre) and surveyed to accommodate another home, with the vacant lot having its own seawall and access to the boat dock. The home also features a brand-new water filtration system and a full hurricane shutter package as well. This home is only minutes from downtown St Cloud, dining, schools and hospitals. Orlando International Airport, Disney, Universal, Sea World and Atlantic Ocean Beaches are all within an hour away! Schedule your appointment to see your future home today!!
Alligator Lake is a 3400-acre lake with direct canal access to 5 more lakes (Lizzie, Brick, Center, Trout, Coon) for a total of 5500 acres of pristine bass fishing in the Alligator chain of lakes!
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 173 x 432
- Laundry: In Garage
- Style: Ranch
- Year Built: 1969
- Garage: 2-car Driveway, Garage Door Opener, Oversized, Parking Pad, Workshop in Garage
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,064
- Acreage: 1.38
- Lot Size: 173 x 432
- Est. Taxes: $1,839
- Lot Desc: Cleared, In County, Oversized Lot
- View: Water
- Water Front: Yes
- Elem. School: Harmony Community School (K-5)
- Middle School: Harmony Middle
- High School: Harmony High
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
- MLS#: S5143297
- Days on Market: 104 days
- Website: https://www.raveis.com
/prop/S5143297/5870alligatorlakeshorew_stcloud_fl?source=qrflyer
Listing courtesy of MACERA REALTY GROUP INC Phone: 407-246-1677
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5870 ALLIGATOR LAKE SHORE W, St. Cloud, FL, 34771
$859,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $687,920 | $687,920 | $687,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.375% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.399% | 6.475% | 6.309% |
| Monthly Tax Payment | $153 | $153 | $153 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,180 | $4,292 | $5,852 |
| Total Monthly Payment | $4,425 | $4,537 | $6,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388