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Under contract-accepting backup offers. Great opportunity for a first-time home buyer or growing family! In the desirable Sterling Lake community, this corner-lot home offers tropical landscaping, privacy and a relaxed Florida lifestyle. The open kitchen, living and dining areas create an easy, functional flow, ideal for everyday living or entertaining. The kitchen features wood cabinetry, Formica countertops, a center island, and an oversized pantry that also houses the washer and dryer, offering exceptional storage for a home of this size. The great room and hallways have been recently repainted, giving the interior a fresh, clean feel. Carpeted bedrooms include a front guest bedroom with a standard closet, a second bedroom used as an office, and a third bedroom with a standard closet. The guest bath offers a single-sink vanity with a tub/shower combination. Unique, stylish doorknobs throughout add a touch of character. The spacious primary suite features a large walk-in closet and an en-suite bath with single-sink vanity and tub/shower combo. The layout allows for an easy modification to expand the shower, if desired. Enjoy beautiful west-facing sunsets from the extended patio, positioned on this corner lot. Additional highlights include a two-car garage with three full walls of built-in shelving, providing excellent storage, central air conditioner replaced in October 2023, water heater (2013) and a low HOA fee of approximately $174 per quarter. The roof is original, with documentation available regarding its remaining useful life. This well-maintained home offers great storage, functionality and value in a peaceful community, an ideal fit for year-round living or a seasonal escape.
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $284,000 | $284,000 | $284,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $177 | $177 | $177 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,703 | $1,772 | $2,339 |
| Total Monthly Payment | $1,955 | $2,024 | $2,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.