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Presented by
Team Lee |
15 Surrey Lane, Harriman, NY, 10926 | $650,000
Welcome to 15 Surrey Lane, a spacious Center Hall Colonial located in the desirable Harriman Gardens residential community. This sun-filled home with 5 bedrooms, 3 full baths, and 1 half bath, featuring a well-designed layout with excellent potential. As you enter, the main level features hardwood floors, a formal living room and dining room, and a comfortable family room with a gas fireplace, providing a great foundation for everyday living and entertaining. The updated kitchen includes quartz countertops, stainless steel appliances, ample cabinet space, a pantry, and sliding doors leading to a deck overlooking the backyard. Additional features include central air, central vacuum, and a new boiler installed in 2025. The second floor offers master bedroom with walk-in closet, master bathroom along with three additional bedrooms, generous closet space, and abundant natural light throughout. The fully finished walk-out basement adds valuable additional living space including a full bath, bedroom, and a legal second kitchen, making it ideal for extended family or potential mother-daughter living. Seller has permit to operate a day care. Conveniently located minutes from major highways, public transportation, Woodbury shopping centers, and the Monroe-Woodbury School District, this home presents a wonderful opportunity for buyers ready to bring their creativity, care, and love to make it truly shine. A great opportunity with strong potential—schedule your private showing today. Seller open to offering closing cost credit!
Features
- Rooms: 12
- Bedrooms: 5
- Baths: 3 full / 1 half
- Laundry: In Basement
- Style: Colonial
- Year Built: 1998
- Garage: 1-car
- Heating: Hot Water, Natural Gas
- Cooling: Central Air
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 2,558
- Acreage: 0.21
- Est. Taxes: $15,515
- Lot Desc: Corner Lot, Near Public Transit, Near Shops
- Elem. School: Central Valley Elementary School
- Middle School: Monroe-Woodbury Middle School
- High School: Monroe-Woodbury High School
- School District: Monroe-Woodbury
- Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
- MLS#: 959326
- Days on Market: 35 days
- Website: https://www.raveis.com
/prop/959326/15surreylane_harriman_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Team LeeSales Associates
860.213.2853
TeamLee@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaInsurance Sales Director, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15 Surrey Lane, Harriman, NY, 10926
$650,000
Team Lee
Sales Associates
William Raveis Real Estate
Phone: 860.213.2853
TeamLee@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $1,293 | $1,293 | $1,293 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,993 | $3,330 | $4,318 |
| Total Monthly Payment | $4,378 | $4,715 | $5,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535