2741 GARDINER LANE, Zephyrhills, FL, 33541 | $379,000

***Seller Motivated*** One of Northwater’s most desirable floor plans — and no longer being built — this like-new 2024 home stands apart with thoughtful upgrades already completed. Why wait for new construction when this move-in ready home already delivers elevated features and added privacy. This home is positioned on a fenced corner lot along sidewalk-lined streets, this 4 bedroom, 2 bath, 2 car garage residence offers effortless living. Inside, a sweeping open-concept floor plan creates an inviting space for both entertaining and everyday living, enhanced by easy-care tile flooring throughout the main areas. The heart of the home is the chef-inspired kitchen, seamlessly connected to the living room, dining area, and extended screened porch beyond. Features include granite countertops, espresso cabinetry, a large center island with breakfast bar seating, a natural gas range, a walk-in pantry, and a full appliance package. The private primary suite is tucked at the rear of the home with peaceful backyard views and offers two walk-in closets, along with an ensuite bath featuring dual sinks, a walk-in shower, and private water closet. Bedrooms 2 and 3 are located toward the front of the home and share a full guest bath, while the fourth bedroom is positioned in its own wing, offering ideal flexibility for a home office, playroom, or guest retreat. Outdoor living is elevated with an extended screened porch overlooking a vinyl fenced backyard, providing both privacy and the perfect setting for relaxing and entertaining. Residents of Northwater enjoy resort-style amenities just steps away, including a community pool, fire pit, playground, and cornhole area — all adding to the neighborhood’s vibrant lifestyle. Conveniently located off State Road 56, this home offers quick access to Wesley Chapel, Zephyrhills, and Tampa. Seller is ready for their next chapter and welcomes offers — don’t miss this opportunity to own a fully upgraded, move-in ready home in one of Northwater’s most sought-after locations. Schedule your private showing today.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,852
  • Acreage: 0.18
  • Est. Taxes: $4,626
  • HOA Fee: $166 Annually
  • Lot Desc: Corner Lot, In County, Landscaped, Sidewalk
  • Elem. School: Chester W Taylor Elemen-PO
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8473421
  • Days on Market: 144 days
  • Website: https://www.raveis.com
    /prop/TB8473421/2741gardinerlane_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 2:12:07 AM)

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NMLS Mortgage Loan Originator ID 16953

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2741 GARDINER LANE, Zephyrhills, FL, 33541

$379,000

The Prud'homme Team

Sales Associates

William Raveis Real Estate

Phone: 843.341.5660

ThePrudhommeTeam@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,200 $303,200 $303,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $386 $386 $386
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,816 $1,914 $2,518
Total Monthly Payment $2,277 $2,375 $2,979

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.