1 Bluff Avenue, #4-1, Westerly, RI, 02891 | $20,000,000

Welcome to the Ocean House Penthouse, the most expansive and sought-after residence within this iconic resort & among the finest and rare luxury offerings in all of New England. This extraordinary home features three beautifully appointed en-suite bedrooms, a formal dining room with sweeping ocean views, a spacious fully equipped dine-in kitchen, two elegant living rooms, a media room/den, and a laundry closet.

An additional 2164 sq. feet of outdoor living space unfolds on the private terrace, offering unobstructed views of the Atlantic Ocean and Little Narragansett Bay. Designed for both entertaining & relaxation, the terrace includes an outdoor kitchen w/grill, lounge area, bathroom, & distinctive gazebo with temperature-controlled flooring seamlessly connecting indoor & outdoor living.

The primary suite is a serene retreat featuring a king-size bed and a spa-inspired bath with beach-stone shower flooring & a deep soaking tub. Two guest bedrooms, one with a king bed and the other with two double beds, offer private en-suite baths with walk-in showers. The open kitchen is both elegant and functional, complete with a pantry, state-of-the-art Viking appliances, and granite island w/seating.

Ownership includes full membership to the Ocean House Club, providing exclusive access to the Ocean Beach, Dune Cottage with full dining, members-only club room, a lap pool, fitness center, spa, wine cellar, and tasting room offering an unparalleled coastal lifestyle in Watch Hill.

Features

  • Parking: 4-car
  • Heating: Forced Air,None
  • Cooling: Central Air
  • Amenities: Business Center,Indoor Pool,Maintenance,Pool,Restaurant,Sauna,Trail(s),ConciergeBusiness Center,Concierge,Golf,Marina,Maintenance On-Site,Pool,Restaurant,Sauna,Trails/Paths
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: In Unit
  • Complex: Watch Hill
  • Year Built: 2010
  • Common Charge: $8,306 Monthly
  • Approx Sq. Feet: 4,696
  • Est. Taxes: $74,053
  • Lot Desc: Waterfront
  • Pets Allowed: Yes
  • Appliances: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
  • MLS#: 1404509
  • Website: https://www.raveis.com
    /prop/1404509/1bluffavenue_westerly_ri?source=qrflyer
Copyright © 2026  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by BHHS New England Properties   Phone: 401-637-4800

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1 Bluff Avenue, #4-1, Westerly, RI, 02891

$20,000,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $16,000,000 $16,000,000 $16,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.000% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 5.973% 5.858% 5.681%
Monthly Tax Payment $6,171 $6,171 $6,171
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $85,891 $93,372 $130,733
Total Monthly Payment $92,187 $99,668 $137,029

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.