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Completely renovated first floor corner unit in the boutique waterfront community of Concord Arms. This coastal ready 2 bed/1 bath condo features a brand new 2025 kitchen with shaker cabinets, quartz countertops, and stainless steel appliances. The bathroom has been fully updated as well. Additional improvements include porcelain tile, luxury vinyl flooring, crown molding, fresh interior paint, and updated windows. Enjoy a spacious screened porch with peaceful views of the pool, garden, and water. Pets are welcome, there are no age restrictions, and rentals are allowed with a 90 day minimum. The monthly HOA fee of $852 covers water, sewer, garbage, basic cable, and exterior maintenance. Concord Arms is a charming 24 unit, two story building ideally located just a bike ride from the Dunedin Causeway, award winning Honeymoon Island and Caladesi Island State Park's, the Dunedin Golf & Country Club, and Historic Downtown Dunedin. This walk friendly coastal city is known for its Scottish heritage, vibrant dining and shopping and a “Bagpipe Culture". Designated as both a Certified Green City and a Trail Town offering 50 mile's of the Pinellas County Trail—perfect for walking, biking, skating, and jogging. Being sold "Furnished".
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $490 | $490 | $490 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,436 | $1,538 | $2,073 |
| Total Monthly Payment | $2,001 | $2,103 | $2,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.