Presented by
Travis Lipinski |
Welcome to 115 Old Pascack Road in Pearl River, a well-cared-for home offering comfort, thoughtful updates, and a location within the sought-after Pearl River School District. Served by Lincoln Avenue Elementary, Pearl River Middle School, and Pearl River High School, this home is perfectly positioned for those looking to settle into a strong community. Inside, the home features hot water baseboard heating with two zones, providing efficient and customizable comfort. The kitchen was completely remodeled in 2001, including new cabinetry, tile, electrical, plumbing, and appliances, with continued updates over the years such as a new sink and faucet, dishwasher, and refrigerator in 2015, and a new range and garbage compactor in 2019—making it a welcoming space for everyday living and entertaining. All bathrooms have been thoughtfully updated. The primary bathroom underwent a full gut renovation in 2001, including plumbing, electrical, and fixtures. The main bathroom was also fully remodeled in 2001, with a new cast iron tub, vanity, sink, faucets, drains, and toilet added in 2013. A downstairs bathroom was completely renovated in 2006, with a new faucet installed in 2024. The property includes town easements that offer peace of mind. The front easement allows for potential road widening; however, the road was fully re-engineered last year with major improvements, including widening, rerouting just east of the property, and the installation of a new bridge—making future changes highly unlikely for decades. The rear easement provides town access to an underground stormwater drainage pipe located approximately 10 feet beyond the property line; no work has been needed in over 24 years, and there have never been drainage or standing water issues. Annual taxes include approximately $9, 221 for school taxes (July 2025–June 2026) and $4, 947 for town/county taxes (January–December 2026). With its solid updates, reliable systems, and strong school district, 115 Old Pascack Road is a wonderful opportunity to enjoy comfortable living in the heart of Pearl River.
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
Sales Associate
William Raveis Real Estate
Phone: 860.921.8542
Travis.Lipinski@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $1,183 | $1,183 | $1,183 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,501 | $3,694 | $4,863 |
| Total Monthly Payment | $4,776 | $4,969 | $6,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.