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Built in 2019 and ideally located in the heart of the Fairfield Beach area, this modern duplex townhouse offers the perfect blend of style, space, and everyday convenience. Nestled on a quiet cul-de-sac, this move-in-ready home is walkable to the beach, shops, restaurants, and Metro-North train - a truly unbeatable location. Offering three finished levels of living space, this light-filled home features 9-foot ceilings, hardwood floors throughout, recessed lighting, and fresh paint from top to bottom. The open-concept main level is designed for both comfortable daily living and entertaining, featuring a bright living room with a gas fireplace that flows into the dining area and custom kitchen. The kitchen boasts shaker-style cabinetry, quartzite countertops, a large center island, stainless steel appliances, and stylish tile backsplash. A mudroom and powder room complete the first floor. The second level offers four generously sized bedrooms, including a luxurious primary suite with an oversized walk-in closet and spa-like bath, plus a second full bathroom conveniently located between the remaining bedrooms. The finished third floor, complete with a full bathroom, is ideal as a family room, home office, or guest suite. As the rear unit, this townhouse also enjoys a large, fully fenced, private backyard - perfect for relaxing or hosting friends and family. This turnkey home offers low-maintenance living in one of Fairfield's most desirable coastal neighborhoods!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 9 ft+ Ceilings,Hardwood Floor | 15.0 x 12.0 | Upper |
| Bedroom 2 | 9 ft+ Ceilings,Hardwood Floor | 13.0 x 14.0 | Upper |
| Bedroom 3 | 9 ft+ Ceilings,Hardwood Floor | 12.0 x 14.0 | Upper |
| Dining Room | 9 ft+ Ceilings,Hardwood Floor | 10.0 x 11.0 | Main |
| Family Room | Hardwood Floor,On 3rd Floor | 15.0 x 18.0 | Upper |
| Full Bath | 9 ft+ Ceilings,Granite Counters,Tile Floor | 12.0 x 7.0 | Upper |
| Full Bath | Granite Counters,Tile Floor,On 3rd Floor | 9.0 x 5.0 | Upper |
| Half Bath | Hardwood Floor | Main | |
| Kitchen | 9 ft+ Ceilings,Quartz Counters,Island,Hardwood Floor | 15.0 x 11.0 | Main |
| Living Room | 9 ft+ Ceilings,Gas Log Fireplace,Hardwood Floor | 20.0 x 19.0 | Main |
| Office | Hardwood Floor,On 3rd Floor | 10.0 x 12.0 | Upper |
| Primary Bedroom | 9 ft+ Ceilings,Full Bath,Hardwood Floor | 18.0 x 13.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.925% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,420 | $1,420 | $1,420 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,500 | $6,064 | $8,491 |
| Total Monthly Payment | $7,045 | $7,609 | $10,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.