12604 RAIN FOREST STREET, Temple Terrace, FL, 33617 | $545,000

Welcome to this beautifully maintained 4-bedroom, 2½-bath pool home with 2- car garage and no HOA or CDD, located in desirable Temple Terrace. Roof replacement in 2024, this home offers the perfect blend of comfort, convenience, and classic Florida living.
Inside, enjoy a warm and inviting living space highlighted by an indoor fireplace, perfect for cozy evenings and added character. The spacious floor plan features well-sized bedrooms and abundant natural light throughout.
Step outside to your private, fully fenced backyard oasis complete with a screened-in patio, sparkling pool, and relaxing spa, recently resurfaced with new tile-this space is ideal for entertaining and year-round enjoyment.
Ideally situated just minutes from USF and Moffitt Cancer Center, approximately 2. 5 miles from Downtown Tampa, and only 11 miles to Tampa International Airport, this location offers exceptional accessibility. Quick access to Interstates 275 and 75 makes commuting and travel effortless. Close to a wide variety of restaurants, local cafes and shopping, as well as cultural attractions, amusement parks and the vibrant nightlife of downtown Tampa.
A rare opportunity to own a no-HOA, fenced pool home in a prime location-schedule your showing today.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 1985
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,245
  • Acreage: 0.18
  • Est. Taxes: $2,442
  • Elem. School: Temple Terrace-HB
  • Middle School: Greco-HB
  • High School: King-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8472299
  • Days on Market: 118 days
  • Website: https://www.raveis.com
    /prop/TB8472299/12604rainforeststreet_templeterrace_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/4/2026 7:17:12 PM)
Listing courtesy of KELLER WILLIAMS TAMPA PROP.   Phone: 813-264-7754

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12604 RAIN FOREST STREET, Temple Terrace, FL, 33617

$545,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $436,000 $436,000 $436,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.524% 5.866%
Monthly Tax Payment $204 $204 $204
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,611 $2,720 $3,591
Total Monthly Payment $2,907 $3,016 $3,887

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.