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Pre-Construction. To be built. Located in Lakeland, The St. Augustine at Oak Creek Preserve places you in a prime central location between Tampa and Orlando, just off the Polk Parkway near Bartow. Residents enjoy easy access to a vibrant, pedestrian-friendly downtown, scenic lakes, and a welcoming, diverse community. This thoughtfully designed townhome neighborhood blends modern living, smart home technology, and everyday convenience, featuring sidewalk-lined streets, low HOA fees, and a sparkling community pool.
The St. Augustine delivers the space and functionality of a single-family home within a contemporary townhome layout. The open-concept great room is enhanced by additional LED lighting, creating a bright, inviting atmosphere that flows seamlessly into the dining area and kitchen. The kitchen is finished with upgraded granite countertops, stainless appliances, and a side-by-side ENERGY STARĀ® refrigerator, making it well-suited for both everyday living and casual entertaining. Sliding glass doors extend the living space to the rear patio, filling the home with natural light and strengthening the indoor-outdoor connection. A main-level half bath adds everyday convenience.
Upstairs, the primary suite is thoughtfully designed with additional LED lighting, a spacious walk-in closet, and a private bath with a tile shower. Two additional bedrooms share a Jack-and-Jill bath with a tile shower/tub combination, while the second-floor laundry room with washer and dryer included completes the upper level with added functionality.
Additional highlights include a built-in Smart Home Package featuring a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako switches, delivering modern convenience and security throughout. The home also includes a 1-car garage, front landscaping with irrigation, and a full builder warranty, ensuring low-maintenance living and peace of mind.
Experience the perfect balance of location, design, and modern convenienceāstep into the connected lifestyle waiting for you at Oak Creek Preserve.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $42 | $42 | $42 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,354 | $1,389 | $1,826 |
| Total Monthly Payment | $1,471 | $1,506 | $1,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.