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Enjoy stylish and easy living in this spectacular townhome on Southport's much-loved, storybook Spruce Street. Thoughtful design by renowned local architect Jack Franzen ensures a sophisticated and smart floor plan featuring top-quality finishes, high ceilings and beautiful wood floors. A great home for entertaining or very comfortable living - the Great Room enjoys a gas fireplace and opens seamlessly to a spacious dining room and a private terrace. The home boasts a chef's kitchen complete with high-end Viking appliances, great workspace and custom cabinetry. There is a fabulous main level private study with a full bathroom that serves as an ideal home office and also accommodates guests. Upstairs, the primary suite is a true sanctuary, offering a spa-like bathroom and an extra-large walk-in closet with fabulous custom cabinetry. Two additional spacious bedrooms share a convenient bathroom, while a bonus "fun space" on the third floor adds a versatile living area. Step out to the private, charming courtyard patio - perfect for relaxing or al fresco dining. Enjoy the ease of a spacious two-car garage, abundant storage, Generac generator, lawn irrigation and all around low-maintenance condo living, all just minutes walk to the Metro North train station, fabulous restaurants, Southport Harbor and Beach. This is more than just a home; it's a lifestyle offering style, charm and convenience in one of Fairfield County's most desirable locations.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | 9 ft+ Ceilings,Full Bath,Hardwood Floor | Upper |
| Bedroom 2 | 9 ft+ Ceilings,Hardwood Floor | Upper |
| Great Room | 9 ft+ Ceilings,Gas Log Fireplace,Patio/Terrace,Hardwood Floor | Main |
| Kitchen | 9 ft+ Ceilings,Dining Area,Wet Bar,Island,Hardwood Floor | Main |
| Primary BR Suite | 9 ft+ Ceilings,Full Bath,Stall Shower,Whirlpool Tub,Walk-In Closet,Hardwood Floor | Upper |
| Rec/Play Room | Hardwood Floor,On 3rd Floor | Other |
| Study | 9 ft+ Ceilings,Full Bath,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,439,200 | $1,439,200 | $1,439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.750% | 5.625% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.878% | 5.732% | 5.555% |
| Monthly Tax Payment | $1,471 | $1,471 | $1,471 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,508 | $8,285 | $11,664 |
| Total Monthly Payment | $9,104 | $9,881 | $13,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.