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4/3 home in TerraLargo in Lakeland. Screened lanai and open floor plan. Built 2019, flood zone X, 2-car garage, HOA includes cable/internet.
This 4-bedroom, 3-bathroom single-family home in Lakeland’s TerraLargo community offers 2, 110 square feet of heated living space and was built in 2019. For buyers comparing newer construction to resale options, this home provides updated systems, included utilities, and full community amenities without the wait of new construction.
Inside, the home features an open floor plan connecting the living, dining, and kitchen areas, designed for both everyday living and entertaining. The kitchen includes a center island with a breakfast bar, a walk-in pantry, a built-in convection oven, a glass cooktop, microwave, refrigerator, and dishwasher, with clear sightlines into the main living space. Tile flooring runs throughout the foyer, kitchen, dining area, living room, and bathrooms, with carpet in select bedrooms. The split-bedroom layout provides separation for the primary suite, which includes dual sinks, a garden bath, and a separate shower.
Major systems reflect the 2019 build, including central air conditioning, electric utilities, a tile roof, and public water and sewer. Washer and dryer are included, supporting a move-in-ready setup without immediate updates or appliance purchases. The two-car attached garage provides covered parking and additional storage, and the brick driveway has been recently pressure-washed and sealed.
Outdoor space includes a covered front porch and a screened lanai overlooking a landscaped lot of approximately 9, 200 square feet. The property is located in flood zone X and includes irrigation, sidewalks, and mature landscaping.
TerraLargo is a gated community with amenities designed for daily use, including a zero-entry pool, fitness center, playground, tennis courts, basketball courts, and pickleball. The monthly HOA fee of $344 includes cable, internet, and access to these amenities.
The home is offered as is with the right to inspect and may be purchased turnkey furnished if desired. Buyers comparing similar homes in this price range will want to evaluate the layout, condition, and included features in person.
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$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $274 | $274 | $274 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,816 | $1,916 | $2,522 |
| Total Monthly Payment | $2,165 | $2,265 | $2,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.