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Located in the desirable Mosaic community of Daytona Beach, this beautifully maintained single-family home offers 4 bedrooms, 2 bathrooms, and 2, 003 square feet of thoughtfully designed living space. Built in 2023 and set on a corner lot, the home combines modern construction with a bright, open layout that immediately stands out and includes the added peace of mind of a transferable builder warranty and an annually renewable termite bond. Upon entry, high ceilings and an abundance of windows create an airy feel and fill the main living areas with natural light. The open floor plan seamlessly connects the living room, kitchen, and dining area, making the space both functional and inviting. Upgraded lighting enhances the home throughout, and the living room features a three-panel sliding glass door that opens to an extended, screened-in lanai with a ceiling fan, overlooking a private backyard with a lovely lake view. The kitchen is well appointed with stainless steel appliances, a center island, and a walk-in pantry, while the dining area is framed by windows that enhance the light-filled setting. The primary bedroom is privately situated and includes an en suite bathroom with dual sinks, a spacious walk-in shower, and a walk-in closet. A split-bedroom layout offers flexibility and separation throughout the home. Mosaic residents enjoy a full suite of amenities, including resort-style pools and a resort clubhouse with a full kitchen, indoor and outdoor banquet seating, a fitness center, playground, fire pit, band shell, and fishing pier, along with regular monthly resident social activities. The location is hard to beat, with close proximity to top golf courses, shopping outlets, grocery stores, restaurants, and easy highway access. Best of all, the coast and Daytona Beach’s most popular beaches are just minutes away. Schedule your showing today! Mortgage savings may be available for buyers of this listing.
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Our Executive Mortgage Banker:
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$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $534 | $534 | $534 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,437 | $2,570 | $3,364 |
| Total Monthly Payment | $3,063 | $3,196 | $3,990 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.