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Nestled within the vibrant 55+ community of Pines of Delray, this charming villa offers a blend of comfort and convenience. Step inside to discover tastefully tiled floors that guide you through the main living area, where natural light dances across the upgraded kitchen. Solid wood cabinetry, sleek countertops, and a cozy breakfast nook create a perfect setting for morning routines. Relaxation beckons in the expansive living room, adorned with an upgraded fan and sliding glass doors leading to the inviting Florida room, complete with additional storage room. The oversized master bedroom boasts laminate flooring, a spacious walk-in closet, and serene windows complemented by upgraded treatments. The master bathroom features a solid wood vanity, enhanced lighting, and a stylish shower/tub combination. A generously sized secondary bedroom offers laminate flooring and ample natural light. A half bathroom boasts a solid wood vanity and upgraded fixture. Recent upgrades include a (2024) hot water heater and a brand new roof (2025). Monthly HOA amenities encompass exterior insurance, water, lawn care, fiber optic cable with HBO, internet, exterior painting, roof maintenance, and on-site management. Residents of Pines of Delray enjoy an active lifestyle with access to two clubhouses, pools, exercise rooms, sauna, and a variety of recreational facilities including tennis, pickleball, and bocce. Ideally situated near shopping, dining, entertainment, South Florida's finest beaches, downtown Delray Beach's Atlantic Avenue, I-95, and major airports, this villa promises a fulfilling Florida lifestyle.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $114,400 | $114,400 | $114,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $218 | $218 | $218 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $704 | $722 | $950 |
| Total Monthly Payment | $997 | $1,015 | $1,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.