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Turnkey and move-in ready, welcome to 31 Edgewood Circle, a beautifully maintained 3-bedroom, 2-bath home with an attached one-car garage. Recent improvements include newer windows, recessed lighting, upgraded electrical (2019), and a new septic system (2019), along with insulation added on the main level for improved energy efficiency. Recently refinished hardwood floors run throughout the home. The updated kitchen features a custom island and opens to bright, front-to-back living and dining areas, offering flexible use of space. A versatile room off the kitchen was previously used as a first-floor bedroom and is currently used as a home office/exercise room. Upstairs, the primary bedroom spans front to back, complemented by two additional well-sized bedrooms and a full bath. Outside, enjoy a level lot with a newer Trex deck and an added shed, perfect for outdoor enjoyment and storage. Conveniently located this home offers comfort, efficiency, and peace of mind.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Living Room | Remodeled,Combination Liv/Din Rm,Fireplace,French Doors | Main |
| Office | Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $352,000 | $352,000 | $352,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $461 | $461 | $461 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,054 | $2,167 | $2,853 |
| Total Monthly Payment | $2,590 | $2,703 | $3,389 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.