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One or more photo(s) has been virtually staged. Stunning 4-bedroom, 3-bath Sorano model set on a private, LUSH conservation lot in Portofino Estates, complete with a designated GOLF CART GARAGE. This exceptional home features an OPEN FLOOR PLAN designed for both comfort and entertaining, including a cozy FOUR-SEASON SUNROOM with CERAMIC TILE floors, a separate covered and screened area WITH A HOT TUB, and a large SCREENED, EXTENDED lanai—perfect for enjoying Florida living year-round. Step through the elegant LEADED GLASS front door into an open foyer that opens to a spacious living room featuring soaring 12-foot ceilings, CERAMIC TILE flooring, and TWO SOLAR TUBES that flood the space with natural light. The living room opens directly to the gourmet kitchen, which boasts 42-inch cabinetry, QUARTZ countertops, STONE BACKSPLASH, a breakfast island, a large pantry, and stainless steel appliances—including TWO wine refrigerators. The adjacent SUN-FILLED dinette offers peaceful conservation views and is ideal for casual meals or afternoon card games. The glass-enclosed sunroom is a true showstopper, featuring a comfortable seating area and a designated bar space—perfect for entertaining and gatherings. This space is CLIMATE-CONTROLLED with its own MINI-SPLIT system, while a decorative LIGHTED BEAM and upgraded lighting add warmth and ambiance, making it truly the perfect space!! The spacious PRIMARY SUITE features a TRAY ceiling that adds both charm and elegance. The attached ENSUITE BATH offers a large TILED WALK-IN shower with BENCH seating, raised vanities with DUAL SINKS, a linen closet, and a private commode. The generous WAK-IN CLOSET includes custom built-ins and provides convenient ACCESS to the laundry room through a separate door. The laundry room is well-appointed with a UTILITY SINK, storage cabinetry, and a WASHER and DRYER that are included in the sale. An office/den with DOUBLE-DOOR entry is located at the front of the home and overlooks the front yard, where you can enjoy the soothing sound of a trickling fountain just outside the window. This versatile space may also be used as an additional bedroom or craft room. The three additional bedrooms feature durable VINYL PLANK FLOORING and are located near full baths, offering comfort and privacy for family members or guests. Additional upgrades include a WHOLE HOUSE WATER SOFTENER, HVAC replaced in 2023, 8 foot doors, ROUNDED CORNERS, screened-in front porch, and the EXTERIOR was painted in 2022. Schedule your private viewing of this fantastic home in an award-winning 55+ community featuring resort-style pools, a fitness center, pickleball and tennis courts, over 200 clubs and so much more! The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service. ***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER directly across from the Solivita Main Gate. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Panda Express, Bojangles, Jersey Mike's Subs, 5 Guys, Papa John's Pizza, Burrito Bar, Cold Stone Creamery, Urgent Care, Dentist, Hand & Stone Massage, America's Best Eyeglasses, Crunch Fitness, Hair Cuttery, Petco, TD Bank, PLUS MORE TO COME. ***
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Our Executive Mortgage Banker:
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$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $495 | $495 | $495 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,307 | $2,468 | $3,285 |
| Total Monthly Payment | $2,894 | $3,055 | $3,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.