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Experience relaxed Florida living in this Jacobson built manufactured home situated in South Gate, a resident-owned 55+ community in Clearwater. The neighborhood offers off-street parking, a clubhouse, a geothermal heated swimming pool, and recreational amenities such as bocce and shuffleboard courts. Planned social activities and on-site management create a friendly atmosphere.
Inside, the home offers an open-concept layout with two comfortable bedrooms and two full bathrooms. Plenty of windows invite natural light, and the spacious living area flows easily. Enjoy stainless steel appliances and an island in the kitchen. Laminate flooring and neutral wall colors complement the warm feeling. You will enjoy Florida’s warm weather on your screened porch or carport lanai. Owners benefit from recent construction standards based on the 2017 manufacture date. This home has just under 1000 sq ft of living space. 2020 HVAC system, updated ceiling fans, enhance comfort, and a gutter system with a transferable leaf-filter keeps maintenance low. Regular pest treatments and a water softener system add to the worry-free lifestyle.
South Gate is centrally located in Clearwater. This community is just a few minutes from world famous Clearwater Beach and has easy access to two international airports all within a 30-minute drive.
Baseball fans will love that the area hosts major league spring training: the Philadelphia Phillies train in Clearwater, and the Toronto Blue Jays train in neighboring Dunedin, while other teams (such as the Tampa Bay Rays) are within a short drive.
South Gate is designed for easy living. The co-op keeps monthly costs predictable with a $250 HOA fee that covers water, sewer, and trash service, lawn care, and escrow reserves. It also grants access to the community amenities. A $48, 000 cooperative share/land value is included in the purchase price, giving you an ownership stake in this amenity-rich neighborhood and more time to enjoy sunny days by the pool, socializing at the clubhouse, or exploring nearby beaches and attractions.
Don't let this one slip through your fingers. Call to schedule your home tour today.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,600 | $159,600 | $159,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $204 | $204 | $204 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $956 | $996 | $1,315 |
| Total Monthly Payment | $1,235 | $1,275 | $1,594 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.