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Presented by
Daniel Kolich |
Nestled at 8145 Halbert Drive, this charming one owner ranch exudes a level of pride of ownership that is rare to find. The home immediately impresses with its exceptional curb appeal, highlighted by a inviting front porch, a spacious double-car garage, and a modern glass storm door that invites an abundance of natural light. Upon crossing the threshold, you are greeted by an expansive open-concept interior where rich, dark-toned laminate hardwood flooring stretches across the main living areas, creating a seamless and sophisticated aesthetic. The formal dining area is perfectly positioned off the foyer, providing an easy transition into the heart of the home: an inspiring kitchen where meal and memories are made. This culinary space is both beautiful and functional, featuring an oversized center island that serves as a social hub with integrated counter seating, a built-in dishwasher, and a stainless sink, allowing the host to remain engaged with guests while preparing meals. The living experience extends effortlessly to the outdoors, where a breezy screened-in porch offers a serene retreat for morning coffee or evening relaxation. The backyard is conveniently defined by four-foot fencing, providing a secure and manageable space for outdoor activities. Inside, the layout is cleverly designed for maximum privacy; a dedicated hallway tucked away from the main living area leads to the laundry facilities, a full guest bath, and the secondary bedrooms. These guest rooms are generously proportioned, with one featuring brand-new carpeting to ensure a plush and comfortable environment for family or visitors. The primary suite is calling your name, situated at the rear of the residence to provide a quiet escape from the daily hustle. This spacious retreat features fresh carpeting and an ensuite bathroom equipped with a double vanity, a tub-shower combination, and a convenient linen closet. Beyond the walls of this meticulously maintained home lies an unbeatable location in North Charleston that places the entire Lowcountry within reach. With immediate access to I-26, residents can enjoy a short commute to the historic streets of downtown Charleston, the sandy shores of Isle of Palms and Sullivan's Island, or vibrant Summerville with it's own historic charm (the birthplace of Sweet tea!). Positioned just miles from major shopping attractions, universities, and local dining, this immaculate home offers a perfect blend of suburban tranquility and urban accessibility. Don't hesitate and let this charming home slip away, schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
Sales Associate
William Raveis Real Estate
Phone: 203.667.2467
Daniel.Kolich@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,653 | $1,722 | $2,254 |
| Total Monthly Payment | $1,728 | $1,797 | $2,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.