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Imagine a neighborhood where homes are spread out on large lots, neighbors gather for events and potlucks at the community pool, and shimmering sunsets are captured on a sixty-acre lake. Now, pinch yourself, because this place does exist! Set off the beaten path on Johns Island, but just over 20 minutes to downtown Charleston or Kiawah Island, is one of our absolute favorite places to call home. Island living with a real sense of shared community, brings out opportunities to walk on quiet streets and trails, relax on a bike or golf cart, and swim in a resort style pool. St. Johns Lake is a place where kids ride their bikes freely, fish in the lake, and play outside until dinner. Storage for kayaks and a dock allow you to explore the lake on your own timeline and the dog park andplayground help to keep furballs and little ones busy. The first thing you'll notice is this home sits handsomely back on a corner lot with over a half-acre of land. When the current owners built this home in 2022, this home site premium was over 82K! Add in over 40K in designer upgrades from builder and over 20K in home improvements by home owners, this home gives you the immediate luxury feel you've been longing for. The long double driveway, an enormous surrounding yard offers plenty of room to play and enjoy being outside. The stone-based columns of the front porch are perfect for sitting on a warm day reading a book or having a drink. Inside, you'll be greeted by a formal dining room on the left and an office with white French doors to the right. Proceeding further opens into the chef's kitchen with a gas cooktop, 9' foot quartz island and plenty of counter space to spread out. Outside the large screened in porch, you'll find a stunning custom paver patio featuring an additional seating area, swing and a wood burning fire pit and a large backyard that is fully fenced. This patio has room for both a grill and a smoker, making this an incredible place for backyard BBQs or relaxing on your own timeline. There is even a hidden outdoor shower around the corner. Back inside, you'll love the open floor plan, with traditional details and large amount of closet spaces. The massive size of the owner's suite is next level, with a tray ceiling, windows filtering in natural light, and a very generous ensuite bathroom with a dual vanity, garden tub, and large walk-in closet. This Franklin floor plan offers a large bonus room over the garage that could be used as 5th bedroom, playroom, workout area, study, hobby spot or even movie lounge. The additional bedrooms are large and enable plenty of space for guests and family. Laundry is a breeze with a dedicated full-sized room, window for natural light, and plenty of storage space. Make sure to book your showing today to come see this nearly new home that you'll look forward to calling yours!
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Our Executive Mortgage Banker:
$745,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $596,000 | $596,000 | $596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,431 | $3,816 | $4,949 |
| Total Monthly Payment | $3,523 | $3,908 | $5,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.