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LAKEFRONT living at its finest! Wake up every day to tranquil water views, breathtaking sunsets, and the peaceful sounds of nature in this beautifully upgraded 4-bedroom, 2-bath, one-story solid block home in the heart of Valrico. Perfectly positioned on the lake, this property delivers a rare blend of privacy, scenery, and modern comfort.
The home showcases a thoughtfully designed interior where traditional sophistication meets modern farmhouse style. The custom kitchen is a true centerpiece, featuring an island bar, stainless steel appliances, solid granite countertops, pantry storage, decorative LED lighting, and quality finishes ideal for both daily living and entertaining. Rich hardwood-style laminate flooring flows throughout the living areas, complemented by travertine in wet areas and real wood doors, trim, and baseboards that add warmth and character.
The primary suite offers serene lake views, a spacious walk-in closet, and a beautifully updated en-suite bath with a walk-in shower, double vanity, and upgraded fixtures. The second full bath mirrors the same high-quality finishes and includes convenient access to the lanai—perfect for guests enjoying the outdoor space.
Step outside to your private lakeside oasis. The brand-new saltwater, in-ground pool (2023) is fully screened and overlooks the water, creating an unbeatable setting for relaxing, entertaining, or simply enjoying Florida’s famous sunsets reflected across the lake. Whether it’s morning coffee or evening gatherings, the views here are truly unforgettable.
Major system upgrades provide peace of mind, including a new roof (2023), new HVAC system (2023), and new windows and sliding glass doors (2023)—all enhancing energy efficiency, comfort, and long-term value.
Additional highlights include NO HOA, NO CDD, low taxes, low flood insurance, and access to great schools. This is a turnkey lakefront home offering lifestyle, views, and upgrades that are increasingly hard to find.
Pictures don’t do this one justice—schedule your private showing and experience the lake, sunsets, and serenity for yourself.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $461 | $461 | $461 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,602 | $2,709 | $3,565 |
| Total Monthly Payment | $3,155 | $3,262 | $4,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.