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BOND PAID! ROOF-2021 In the Village of Piedmont, you'll find this popular "Banyon" Designer Series Home, perfect for year round and seasonal living, or as a rental investment! LOCATION! A short golf cart drive to NANCY LOPEZ GOLF and COUNTRY CLUB, RESTAURANT and POOL BAR! A 15-25 minute cart drive to SPANISH SPRINGS or SUMTER LANDING TOWN SQUARE and SAVANNAH CENTER. Close to CALUMET GROVE POOL, CHATHAM FAMILY POOL, and SPRINGDALE POOL. Close to shopping, Publix, the VA CENTER, Medical. 3 BEDROOM, 2 FULL BATHS! 2 CAR GARAGE with 1, 392 sq. ft. of living space and an additional 216 sq. ft. ENCLOSED LANAI, offers endless possibilities! The home has a NEWER CONCRETE DRIVEWAY/WALKWAY, minimal care landscaping, front and back shade trees, and gutters with NEW leaf GUTTER GUARDS. Walk up to an inviting covered PATIO to enter this OPEN FLOOR PLAN with the Livingroom, Dining Room, and Kitchen flowing together into one large space with VAULTED CEILINGS. LUXURY VINYL FLOORING is cohesive throughout most of the home, with the exception of the Primary Bedroom and Lanai, while BLINDS are in all windows. The Livingroom features a NEW 60 IN. MODERN CEILING FAN WITH LIGHT, and plenty of wall space for a large TV. The Livingroom transitions to the perfect sized Dining Room and Kitchen. The Dining Room can accommodate a larger table as well as a sideboard or hutch. The well designed functional Kitchen boasts a SOLAR TUBE, STAINLESS STEEL APPLIANCES (NEW DISHWASHER), ample WOOD CABINETS, a working KITCHEN ISLAND that houses even more cabinets, lots of counter area, and a DUAL STAINLESS STEEL SINK with DISPOSAL. A handy BREAKFAST BAR can easily accommodate seating for four. This POPULAR SPLIT 3 BEDROOM/2 FULL BATH FLOOR PLAN is perfect for yourselves, even while having sleepover guests. The PRIMARY BEDROOM with NEWER NEUTRAL CARPET and CEILING FAN WITH LIGHT can easily fit a king size bedroom set. Slide a POCKET DOOR to HIS and HER WALK-IN CLOSETS that lead to an EN-SUITE PRIMARY BATHROOM. It features DUAL SINKS, WOOD VANITY, wall MEDICINE CABINET, WALK-IN TILED SHOWER with BUILT-IN BENCH, and a PRIVACY POCKET DOOR WATER CLOSET. On the other side of the main living area are TWO GUEST BEDROOMS, both having NEW MODERN CEILING FANS WITH LIGHTS and BUILT-IN CLOSETS. One of the ample sized bedrooms is currently multi-use with a MURPHY BED (stays with home) as well as an OFFICE DESK area with cabinet drawers (stays with home). A FULL GUEST BATH has a TUB with SHOWER, WOOD CABINET VANITY with sink, and a wall MEDICINE CABINET. In close proximity, is a tall LINEN CLOSET with SHELVING. This living area can be made to a PRIVATE SUITE FOR GUESTS, by just the slide of a POCKET DOOR! An IN-DOOR LAUNDRY UTILITY ROOM, with WASHER and DRYER and BUILT-IN STORAGE CABINETS, is conveniently located between the kitchen and garage. Topping this fantastic home is the LARGER LANAI (9X24, 216 additional sq. ft). FACING WEST, so you can encompass striking FLORIDA SUNSETS! A CEILING FAN, SLIDING WINDOWS WITH SCREENS as well as BLINDS, keeps this oasis comfortable year round. The TWO CAR GARAGE, equipped with a NEW REMOTE FULL GARAGE DOOR OPENING SYSTEM, has space for at least two vehicles. You'll also find ATTIC PULL-DOWN STAIRS, shelving, and an IRRIGATION LAWN WATERING SYSTEM. The home has a NEW DOORBELL RING SURVEILLANCE SYSTEM WITH OUTDOOR HOME CAMERAS and a NEW SMART THERMOSTAT. A HEAT PUMP for additional energy savings! AC-2013, ROOF-2021, BOND HAS BEEN PAID!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,920 | $255,920 | $255,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $500 | $500 | $500 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,453 | $1,533 | $2,057 |
| Total Monthly Payment | $2,028 | $2,108 | $2,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.