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This charming Ocean Cottage has been completely updated, and is tastefully decorated. Located east of A1A it's only steps away from the sand. Spacious light and bright 2 Bedroom 2 Bathroom with tile throughout the entire living space, vaulted ceilings, covered carport, and a private fenced backyard. Kitchen has white cabinets, granite countertops, and stainless steel appliances. Large back and front Chicago brick patio's with an open interior floor plan makes this home perfect for relaxing or entertaining. Full size Washer and Dryer inside. Additional locked storage closet off of the carport, and an outside rack for a stand up paddle board or surf board. Walk down your street for Beach Access. Close proximity to Gulfstream Park, and walking distance to Nomad Surf Shop. Short drive to anything you need, and just north of Downtown Delray Beach's famous Atlantic Ave. This home is being offered either Fully Furnished or Unfurnished Annually. Virtual Tour video walkthrough is attached to listing. Home is being freshly painted and new Impact Windows are being installed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,200
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $3,360 | $3,360 | $3,360 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $19 | $20 | $27 |
| Total Monthly Payment | $94 | $95 | $102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.