3344 GARDENIA DRIVE, Hernando Beach, FL, 34607 | $599,000

STUNNING, REMODELED and MOVE-IN READY!!! ** 3-STORY Waterfront Home with in-direct GULF ACCESS and NO HOA!!!** 4 bedrooms + 2. 5 bathrooms + OPEN FLOOR PLAN + real wood-burning fireplace + 3-stories of LARGE balconies/lanais for EXTRA OUTDOOR LIVING SPACE + 3-Car Garage (one side of the garage is deep enough to hold 2 cars, a large truck, or boat w/trailer) + downstairs custom bar area for entertaining family and friends (just add a pool table!) + NEW ROOF 2021!! NEW AC!! AC comes with a 10-year parts and labor warranty!! NEW water heater!! NEW electrical panel!! The home has an impressive 2-Story Grand Entrance + DOUBLE driveways connecting for extra parking and beautiful curb appeal + the yard is completely fenced-in with baby safety fence +room to add a pool + concrete seawall + LARGE concrete patio space by the clear water's edge which is large and deep enough to have an outdoor sectional, loungers, and outdoor dining set (most of the homes don't have this!!) + Palm Trees and Lush Landscaping!! STUNNING long distance views that you don't get from single level homes or even two-story homes!!

Huge home with 2, 056 sq ft of living space; 4, 724 total!! PLUS. . . you have a TREMENDOUS amount of outdoor living space with the 3 extra LARGE screened-in balconies/lanai areas!! The kitchen is OPEN to the large great room with the two NEW glass sliders which makes this home feel spacious, light, bright, and cheery!! The two glass sliders open fully disappearing and making the inside living space and the outside living space merge into one large open space for entertaining!! Cozy up to the fireplace for your fire and water experience!!

The main living floor. . . offers all BRAND NEW Luxury Vinyl Plank Flooring throughout that has never been lived on!! The kitchen is remodeled with GORGEOUS Quartz countertops + a large breakfast bar for extra seating + an incredible amount of cabinets for storage + even the new sink overlooks the water!! Newer black stainless steel appliances!! Beautiful dining room!! The new glass sliders disappear out of the way and you have one big inside-outside living space for entertaining family and friends!! The balconies are screened-in. . . so enjoy that beautiful Florida weather and breeze!! There are also 3 spacious bedrooms + a remodeled second bathroom with matching Quartz finishes! Laundry room and enormous walk-in pantry - both with windows/views!! Windows everywhere to let in the natural light. . . even a transom window in the second bathroom and window the spacious large master closet.

The third level is exclusive for the master suite offering complete privacy and incredible long-distance water views from your private 3rd floor balcony; enjoy your morning coffee out there watching the beautiful sunrises!! The master bedroom is large enough to have its own living room inside it, too!! The remodeled ensuite bathroom is a spa-like experience in itself with marble countertops, dual sinks, relaxing soaking tub and inviting new ceramic tile shower with glass door!!

The bottom level is a blank canvas to create your favorite space. . . a gym, an entertainment game room, a workshop, an incredible storage area!! It's complete with a 1/2 bath for home-owner convenience!

Enjoy fishing, kayaking, paddle boarding, and boating right from your backyard and floating dock!! Easily go through the boat lift to get out to the Gulf of America!!

Adjoining Lot to the south/right of the house is available separately for $125, 000.

Features

  • Rooms: 15
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Key West
  • Year Built: 1995
  • Garage: 3-car Bath In Garage, Boat, Driveway, Garage Door Opener, Ground Level, Open, Oversized, RV Parking, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,056
  • Acreage: 0.17
  • Est. Taxes: $538
  • Lot Desc: Cleared, In County, Landscaped, Level
  • View: Water
  • Elem. School: Winding Waters K8
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Range, Refrigerator
  • MLS#: W7882631
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/W7882631/3344gardeniadrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/25/2026 11:47:02 PM)
Listing courtesy of HOME LAND REAL ESTATE INC   Phone: 352-556-0909

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3344 GARDENIA DRIVE, Hernando Beach, FL, 34607

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $45 $45 $45
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,683 $2,870 $3,852
Total Monthly Payment $2,820 $3,007 $3,989

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.