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NEW PRICE IMPROVEMENT!
Experience the best of Florida living in Clearwater, home to some of the nation's most celebrated beaches, consistently ranked among the top beaches in the United States and the world. Located in the highly sought-after 55+ golf community of On Top of the World, this beautifully updated, pet-friendly second-floor end unit offers approximately 1, 400 square feet of comfortable living space with 2 bedrooms and 2 bathrooms. One of the most valuable features of this property is that it is fee simple, meaning you own the land—there is no land lease. As an end unit, the home benefits from additional windows that fill the space with abundant natural light throughout the day.
Why purchase a home that still needs updating when all the work has already been completed? This move-in-ready residence features a new Trane air conditioning system, fresh interior paint, newer windows, new interior doors, new ceiling fans, a new electrical panel, new outlets throughout, and new recessed lighting.
The kitchen has been thoughtfully updated with stainless steel appliances, including a GE convection double oven and an LG refrigerator. Under-cabinet lighting and additional recessed lighting create a bright and inviting space for cooking and entertaining. The home also includes a full-size Bosch washer and dryer approved by the association. Both bathrooms have been tastefully updated, and the overall attention to detail throughout the home creates a modern, comfortable living environment. The extra windows unique to this end unit provide exceptional natural light and enhance the open, airy feel of the space.
The East Activity Center is just STEPS away and features a newly resurfaced heated pool and a newly updated state-of-the-art fitness center. Residents also enjoy access to a café, library, BBQ pavilion, workshop, remodeled cardio gym, and an active calendar of social events and activities including Monday Night Bingo. For golf enthusiasts, the community offers both 9-hole and 18-hole golf courses, with golf membership included in the HOA. Additional amenities include tennis courts, pickleball courts, and shuffleboard.
The HOA provides exceptional value by covering cable television, internet service, water, trash, community pool access, exterior maintenance, grounds maintenance, pool maintenance, recreational facilities, and security services. Conveniently located near both Tampa International Airport and St. Pete-Clearwater International Airport, this home offers easy access for travel while providing the relaxed lifestyle that makes Clearwater such a desirable destination.
Association approval is required, and financing requires a minimum 35% down payment. Don't miss this opportunity to own a beautifully updated, maintenance-free home in one of Clearwater's premier active adult communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$214,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $171,600 | $171,600 | $171,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.279% | 6.650% | 5.992% |
| Monthly Tax Payment | $150 | $150 | $150 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,043 | $1,085 | $1,425 |
| Total Monthly Payment | $1,268 | $1,310 | $1,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.