521 PEEPLES DRIVE, Punta Gorda, FL, 33950 | $849,500

EXCEPTIONAL WATERFRONT LUXURY IN THE HEART OF PUNTA GORDA

Welcome to 521 Peeples Drive, an extraordinary 3 BEDROOM + DEN, 2. 5 BATH, OVERSIZED 2-CAR GARAGE estate offering the ultimate FLORIDA BOATING LIFESTYLE on an EXPANSIVE OVERSIZED LOT in one of Punta Gorda’s most desirable non-deed-restricted locations.

Perfectly positioned just MINUTES TO ALLIGATOR CREEK WITH DIRECT OPEN WATER ACCESS, this residence is a dream for boaters and outdoor enthusiasts, featuring TWO PRIVATE DOCKS, a COVERED BOAT LIFT, and a KAYAK LAUNCH—delivering effortless access to Charlotte Harbor and beyond.

Designed for both luxury and functionality, the home showcases a thoughtfully curated interior highlighted by a CHEF’S KITCHEN with QUARTZ COUNTERTOPS, SHAKER-STYLE CABINETRY, and seamless flow into the main living spaces—ideal for both everyday living and entertaining.

The PRIMARY SUITE is a private retreat, offering HIS & HERS WALK-IN CLOSETS, a spa-inspired en-suite with a SOAKING TUB, and a WALK-IN SHOWER designed for total relaxation.

Step outside to your own resort-style oasis. The SALTWATER POOL is complemented by a fully equipped OUTDOOR KITCHEN, OUTDOOR SHOWER, and a cozy FIREPIT, creating the perfect setting for entertaining or unwinding under the Florida skies. ROLL-DOWN HURRICANE SHUTTERS protect the front door, windows, and rear lanai, providing both peace of mind and ease of use.

Adding to the home’s versatility are TWO SHEDS, one of which has been beautifully transformed into a PRIVATE OFFICE SPACE—offering endless possibilities for a home office, studio, gym, or creative retreat.

Additional highlights include an OVERSIZED GARAGE, ample storage throughout, and the rare advantage of NO DEED RESTRICTIONS, allowing freedom for boat, RV, or lifestyle flexibility rarely found in waterfront luxury.

This is a RARE OPPORTUNITY to own a WATERFRONT MASTERPIECE that seamlessly blends luxury, privacy, and unmatched boating access—just minutes from downtown Punta Gorda, dining, shopping, and world-class waterways.

SCHEDULE YOUR PRIVATE SHOWING TODAY AND EXPERIENCE THE PINNACLE OF FLORIDA WATERFRONT LIVING.

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 80 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2007
  • Garage: 2-car Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,923
  • Acreage: 0.33
  • Lot Size: 80 x 120
  • Est. Taxes: $9,512
  • Lot Desc: Oversized Lot
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: C7521554
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7521554/521peeplesdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/24/2026 10:05:48 PM)
Listing courtesy of GRANT TEAM REAL ESTATE, LLC   Phone: 941-205-8481

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

521 PEEPLES DRIVE, Punta Gorda, FL, 33950

$849,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,600 $679,600 $679,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.858% 5.787%
Monthly Tax Payment $793 $793 $793
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,753 $3,966 $5,598
Total Monthly Payment $4,638 $4,851 $6,483

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.