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Welcome to 3 Ben Lomond Drive, a meticulously maintained home nestled in a quiet Middletown neighborhood surrounded by parks, hiking paths, and running trails, offering the perfect blend of space, comfort, and lifestyle convenience. This expansive residence features 5 bedrooms and 2 full bathrooms, with a bright, open layout ideal for both everyday living and entertaining. The main level showcases warm wood floors and abundant natural light, a spacious living room, and an open- concept kitchen and dining area. The eat-in kitchen offers ample cabinetry, stainless steel appliances, and a large center island with bar seating, and seamless flow into the main living spaces. This house is fully renovated, upgrades include new plumbing, electric, roof, siding, flooring, fresh paint, and new appliances, along with additional improvements, making this home truly move-in ready.
The fully finished basement provides exceptional flexibility, complete with its own full kitchen, dining area, living room, and private entrance, ideal for additional living quarters/ multi-generational living. Outdoor living is just as inviting, with a large deck off the main level perfect for dining and entertaining, plus an additional large lower-level deck offering a more private space for relaxing evenings and stargazing. The home sits on a generous lot, ideal for gatherings, gardening, or simply enjoying the peaceful surroundings. With a spacious lot and open yard layout, the property offers excellent potential for adding a swimming pool, creating your own private backyard retreat.
Location Highlights:
Nestled in Middletown, this home is conveniently close to daily needs and Hudson Valley attractions. You’re just minutes from shopping and entertainment at The Galleria at Crystal Run , one of the Hudson Valley’s largest malls with shops, dining, a movie theatre, bowling, and family fun. Within 5 minute driving to Garnet Medical Center, just minutes to over 3 urgent care facilities, Conveniently located just minutes from schools, town parks, and major highways, this home is also within 10 miles of LEGOLAND, less than 10 minutes to the Middletown Train Station, 20 miles to Woodbury Common Premium Outlets, and 60 miles to the George
Washington Bridge, offering both tranquility and commuter convenience.
Middletown Reservoir Trails with miles of scenic paths, plus larger parks and hiking just a short drive away. For year-round local flavor, catch a show or event at the historic Paramount Theatre, enjoy community gatherings and summer concerts downtown, or experience the annual Orange County Fair with rides, exhibits, and entertainment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $541 | $541 | $541 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,352 | $2,515 | $3,376 |
| Total Monthly Payment | $2,985 | $3,148 | $4,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.