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Charming 1930s bungalow just minutes from Main Street in Woodruff! This 2-bedroom, 1-bath home is filled with character, featuring original hardwood floors, high ceilings, vintage doorknobs, and wide moldings, all thoughtfully paired with updated lighting, fixtures, and fresh paint for the perfect blend of timeless charm and modern comfort. The main living areas include a spacious living room, dining room, and an inviting sunroom that lets you enjoy the feeling of being outdoors no matter what the weather calls for! The dining room flows seamlessly into the kitchen, complete with quartz countertops, dual pantry closets, and an abundance of cabinet space. Just off the kitchen, you’ll find an oversized laundry/mudroom offering exceptional flexibility for storage, hobbies, or everyday organization. A wide foyer leads to two generously sized bedrooms either of which could serve as the primary along with a centrally located hall bath featuring a tub/shower combo and multiple closets for added storage. Outside, the fully fenced backyard offers a storage building and plenty of space for gardening, entertaining, or your furry friends to roam. Ideally located within walking distance to downtown shops, restaurants, and entertainment, and with quick access to major roads, this delightful 1930s bungalow truly feels like home the moment you arrive.
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Our Executive Mortgage Banker:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $160 | $160 | $160 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,088 | $1,133 | $1,491 |
| Total Monthly Payment | $1,323 | $1,368 | $1,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.