16816 SHELL BAY DRIVE, Land O Lakes, FL, 34638 | $354,900

Under contract-accepting backup offers. FULLY FENCED, PRIVATE POND VIEW, AND MOVE-IN READY—this 2 bedroom, 2 bathroom, plus bonus room home offers what new construction can’t: completed upgrades, a premium lot, and immediate enjoyment without the wait.
Set on a rare, true year-round pond view, in the desirable 55+ community of Angeline, the backyard delivers privacy and tranquility that stands out in the community. The fully fenced yard and screened lanai create an ideal space for relaxing, entertaining, or enjoying peaceful mornings and evenings.
Inside, the open-concept layout provides bright, functional living and dining spaces designed for everyday comfort and easy entertaining. The kitchen features stainless steel appliances, shaker cabinetry, quartz countertops, and a large center island with seating.
The primary suite includes a spacious bedroom, walk-in closet, and an ensuite bath with dual vanities and a glass walk-in shower. A second bedroom and full bath provide comfortable guest space, while a versatile flex/office room supports remote work, hobbies, or additional living space.
Highlights include crown molding, neutral tile flooring, and a two-car garage with extended depth—ideal for a golf cart or extra storage.
Located in an established phase of the community near the clubhouse and mailboxes, this home offers convenient access to resort-style amenities including a pool, fitness center, pickleball and tennis courts, scenic walking trails, and an active social calendar—without the disruption of ongoing construction.
THIS HOME STANDS OUT AS ONE OF THE BEST AVAILABLE OPTIONS IN PHASE 1- OFFERING A CLEAR ADVANTAGE OVER NEW CONSTRUCTION WITH A PREMIUM LOT & ELEVATION, FINISHED QUALITY UPGRADES AND NO WAIT!
Just minutes from shopping, dining, and major roadways - DON'T MISS THIS ONE! SCHEDULE YOUR SHOWING BEFORE IT'S TOO LATE!

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,761
  • Acreage: 0.14
  • Est. Taxes: $6,889
  • HOA Fee: $215 Monthly
  • Lot Desc: Sidewalk
  • View: Water
  • Adult Communities: Yes
  • Elem. School: Mary Giella Elementary-PO
  • Middle School: Crews Lake Middle-PO
  • High School: Hudson High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8472233
  • Days on Market: 67 days
  • Website: https://www.raveis.com
    /prop/TB8472233/16816shellbaydrive_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2026 11:47:07 AM)
Listing courtesy of 54 REALTY LLC   Phone: 813-435-5411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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16816 SHELL BAY DRIVE, Land O Lakes, FL, 34638

$354,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $283,920 $283,920 $283,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $574 $574 $574
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,748 $1,795 $2,358
Total Monthly Payment $2,397 $2,444 $3,007

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.