3485 PINE STREET, Dunedin, FL, 34698 | $387,000

One or more photo(s) has been virtually staged. Are you looking for a home with NO deed restrictions, NO HOA, on a dead-end street with NO through traffic. PLUS, NO flooding, NO storm damage 2024. AND easy access to major roads. This charming two-bedroom, two bath, one-car garage home checks all those boxes. The living room has a wood burning fireplace and a large picture window. Nice-sized dining area is adjacent to the kitchen. Lots to like here! Double-paned windows, 6-panel interior doors, plantation shutters in bedrooms, clear polycarbonate storm panels. Water heater 2025. HVAC 2016 (Trane). Dimensional shingle roof 2014. Large laundry room has plenty of room for a folding table or crafting table. The main bathroom has a shower with tub. The secondary bathroom has a shower. Ceramic tile and easy-care flooring throughout. The lot is 85 x 135. The backyard is fenced. Spacious 15 x 24 backyard deck. South double gate is reinforced. Minutes to Honeymoon Island State Park and the beach! Attractively priced under $400K. Add your personal touches to make this your HOME SWEET HOME!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 85 x 135
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 1978
  • Garage: 1-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,132
  • Acreage: 0.26
  • Lot Size: 85 x 135
  • Est. Taxes: $4,516
  • Lot Desc: Street Dead-End, Unincorporated
  • Elem. School: Curlew Creek Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Dunedin High-PN
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8473015
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/TB8473015/3485pinestreet_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/27/2026 6:10:24 AM)
Listing courtesy of BLAKE REAL ESTATE INC   Phone: 727-359-0388

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3485 PINE STREET, Dunedin, FL, 34698

$387,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $309,600 $309,600 $309,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.132% 5.541%
Monthly Tax Payment $376 $376 $376
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,734 $1,854 $2,489
Total Monthly Payment $2,185 $2,305 $2,940

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.