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Welcome home to gracious living. This thoughtfully reimagined layout maximizes style and flow. Sizable (approx. 1050 square ft. ) apartment enables you to live comfortably in the heart of a tranquil Kips Bay/Gramercy neighborhood. Enter into this extra large living/dining room in which to relax and entertain guests. Features abound with 2 windowed split bedrooms. Primary BR faces south and has been divided to house a spacious home office with an en-suite bathroom. 2nd cornered bedroom has 2 windows overlooking the tree lined street and garden below. There is also half bath in the entryway. Renovated windowed kitchen with Whirlpool Appliances, including Dishwasher, Caesar-Stone countertops, and a sizable amount of cabinet space. Substantial amount of closets throughout, 6 in total, with 2 very spacious walk-in's. Shelving units are there to house your books and treasures. Spruce Ridge is a full service/well managed and maintained Co-op. Amenities are a plenty with full time doorman and staff, live in resident manager, laundry and bike rooms, planted roof deck with spectacular views overlooking the city. Imagine enjoying the Macy's fireworks from there? There is storage and garage features as well but both are waitlisted. Pet friendly! The neighborhood has everything a city dweller could wish for. . . shopping, restaurants, cinema, nearby Madison Square Park, Trader Joe's and hospitals. Transportation is steps away both bus and/or subway. Showings are by appointment only.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.223% | 6.058% |
| Monthly Tax Payment | $2,474 | $2,474 | $2,474 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,027 | $4,370 | $6,021 |
| Total Monthly Payment | $6,593 | $6,936 | $8,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.