109 Beach 61st Street, #77A, Arverne, NY, 11692 | $730,000

Welcome to 109 Beach 61st Street, a beautifully maintained three-bedroom, two-bath home in the heart of Arverne, offering modern upgrades, exceptional durability, and the coastal lifestyle that makes the Rockaways one of New York City's most sought-after beachfront communities. Built with solid concrete construction, this home experienced no flooding during Hurricane Sandy, providing peace of mind and long-term value in a waterfront neighborhood. Inside, you'll find upgraded Pella windows and doors throughout, backed by warranty and designed for superior energy efficiency, security, and natural light. A newer tankless combination boiler and hot water system delivers reliable, on-demand comfort while maximizing efficiency. The updated kitchen features custom cabinetry, ample storage, and quality finishes, creating a functional and inviting space for everyday living and entertaining. The spacious primary bedroom showcases beautiful wood flooring, while the secondary bedroom offers access to a private balcony—perfect for enjoying ocean breezes, morning coffee, or evening relaxation. One of the home's most unique features is the direct access from the upstairs living area to a private backyard, creating seamless indoor-outdoor living rarely found in the area. Additional highlights include a private garage with laundry, driveway parking, generous storage, and low-maintenance living. Ideally located just moments from Rockaway Beach, the boardwalk, local restaurants, shopping, parks, schools, and public transportation, including the NYC Ferry, A Train, and multiple bus lines, this home offers convenient access to Manhattan, Brooklyn, Queens, and JFK Airport. Whether you're searching for a primary residence, beach retreat, or year-round coastal home, 109 Beach 61st Street delivers the perfect combination of modern upgrades, parking, outdoor space, structural integrity, and unbeatable Rockaway Beach location. Don't miss this rare opportunity to own a move-in-ready home near the beach in one of Queens' fastest-growing waterfront neighborhoods.

Features

  • Parking: Driveway, Garage
  • Heating: Natural Gas
  • Cooling: Wall/Window Unit(s)
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Year Built: 2007
  • Common Charge: $448 Monthly
  • Approx Sq. Feet: 1,249
  • Est. Taxes: $2,249
  • Lot Desc: Back Yard
  • Elem. School: Goldie Maple Academy
  • Middle School: Channel View School For Research
  • High School: Contact Agent
  • School District: Contact Agent
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Gas Range, Washer, Tankless Water Heater
  • MLS#: 958850
  • Days on Market: 119 days
  • Website: https://www.raveis.com
    /prop/958850/109beach61ststreet_arverne_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of ROCKAWAY PROPERTIES   Phone: 718-634-3134

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

109 Beach 61st Street, #77A, Arverne, NY, 11692

$730,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $584,000 $584,000 $584,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.524% 5.866%
Monthly Tax Payment $187 $187 $187
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,498 $3,643 $4,811
Total Monthly Payment $3,777 $3,922 $5,090

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.