222 Chance Drive, Oceanside, NY, 11572 | $899,000

Welcome to 222 Chance Drive, an expanded Cape set on an oversized lot in the heart of Oceanside. This 3 bedroom, 2 bath home sits on over 10, 000 square feet of property, offering the kind of space that’s hard to find and even harder to give up once you have it. All 3 bedrooms are generously sized, giving you room to spread out without sacrificing function. Whether you need space for a growing household, a home office, or guests, the oversized bedrooms make it easy to adapt the home to your needs. The main living area and family room are warm and inviting, anchored by a pellet stove that adds both character and efficiency during the colder months. It’s the kind of space that feels right for everyday living, movie nights, or hosting friends. Speaking of movie nights, the home also features a dedicated movie room, perfect for watching the big game, movie marathons, or simply creating a quiet retreat away from the main living areas. A formal dining room provides a separate space for sit down meals, holidays and gatherings, while the eat-in kitchen offers a more casual spot for everyday dining. 2 full bathrooms are thoughtfully placed to serve both daily routines and guests with ease. Outside, the oversized backyard is a standout feature. With this much space, you have plenty of room for entertaining, outdoor dining, play areas, gardening, or future possibilities. It’s a yard that can grow with you and adapt to how you live. The location ties everything together. Close to shopping, restaurants, public transportation, and schools, this home offers everyday convenience without giving up neighborhood feel. Whether you’re commuting, running errands, or heading out for a night nearby, everything you need is just minutes away. 222 Chance Drive is a solid, well laid out home with space where it counts, inside and out, and a location that makes daily life easier. A great opportunity for anyone looking to settle into Oceanside with room to breathe.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Cape Cod
  • Year Built: 1951
  • Heating: Oil
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 2,100
  • Acreage: 0.23
  • Est. Taxes: $15,854
  • Lot Desc: Back Yard, Front Yard, Near Public Transit, Near School, Near Shops, Paved
  • Elem. School: School 4
  • Middle School: School 9M-Oceanside Middle School
  • High School: School 7-Oceanside Senior Hs
  • School District: Oceanside
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Oil Water Heater
  • MLS#: 950269
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/950269/222chancedrive_oceanside_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Island Advantage Realty LLC   Phone: 631-351-6000

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

222 Chance Drive, Oceanside, NY, 11572

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.984% 5.806%
Monthly Tax Payment $1,321 $1,321 $1,321
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,971 $4,254 $5,924
Total Monthly Payment $5,384 $5,667 $7,337

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.