5497 LAREDO STREET, Keystone Heights, FL, 32656 | $339,450

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. *Seller willing to contribute towards Buyer’s Closing Costs - Home Warranty Included* Wake up to quiet mornings in Keystone Heights, where space, nature, and comfort come together. This stunning new construction home is located feet away from Lake Washington. Imagine sipping your coffee or tea on the back porch with a view of the water while the neighborhood slowly comes to life and the lake breeze drifts by. Step inside to an open, light-filled living space designed for modern living and effortless entertaining. The kitchen is the heart of the home, featuring quartzite countertops, upgraded stainless steel Samsung appliances, and clean, modern finishes that make everything from weeknight dinners to hosting friends feel special. Your private primary suite is a true retreat, complete with an oversized spa-style shower with dual shower heads, dual vanity with lighted & fog-free mirrors, as well as a walk-in closet. Both bathrooms provide the same thoughtful touches that elevate everyday routines. Tech features include a Simplisafe security system, Lift Master garage door opener with built-in camera and app capabilities, prewired for exterior camera and motion lighting, blocked & pre-wired for wall mount tv’s in both the living room and primary bedroom, and automated irrigation system. With nearly an acre to enjoy, there’s room to garden, entertain, park your toys, or simply enjoy the freedom of wide-open space—all while being just a 30-60 min drive to Jacksonville and Gainesville for even more, dining, shopping, and entertainment options. The furniture is available for purchase, making this home truly move-in ready. Enjoy the benefits of new construction with all the upgrades already done—no waiting, just living. Put this home at the top of your list and get ready to walk through the doors of your new home! Grass is currently in the process of being installed.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 173 x 229
  • Laundry: Corridor Access, Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2026
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,410
  • Acreage: 0.99
  • Lot Size: 173 x 229
  • Est. Taxes: $259
  • Lot Desc: Cleared, Oversized Lot
  • Elem. School: Mcrae Elementary School-CL
  • Middle School: Keystone Heights Junior/Senior High-CL
  • High School: Keystone Heights Junior/Senior High-CL
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
  • MLS#: OM718156
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/OM718156/5497laredostreet_keystoneheights_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2026 11:55:09 PM)
Listing courtesy of SOUTHERN CHARM REALTY OF CF   Phone: 352-653-3330

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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5497 LAREDO STREET, Keystone Heights, FL, 32656

$339,450

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,560 $271,560 $271,560
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.333% 6.419% 5.668%
Monthly Tax Payment $22 $22 $22
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,606 $1,672 $2,201
Total Monthly Payment $1,703 $1,769 $2,298

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.