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One or more photo(s) has been virtually staged. Tucked within the Spring Ridge community, this thoughtfully designed 3-bedroom, 2-bath duplex villa home with a 2-car garage and a new roof welcomes you with ease and comfort. A covered front porch with brick paver flooring creates an immediate feeling of home as you arrive. Stepping inside, the foyer opens with tile flooring and a high ceiling accented by arched columns that give the space an airy, open feel. Just off the foyer, the dining area is filled with natural light from a nearby window and paired with laminate wood-style flooring, making it ideal for everyday meals or relaxed gatherings. At the center of the home, the kitchen naturally becomes the heart of daily life, featuring tile flooring, ample cabinetry, Corian countertops, a central island, pantry, and recessed lighting, all flowing seamlessly into the living room beyond, where updated laminate flooring and multiple windows create a bright, open space perfect for unwinding or hosting, with French-style doors leading outdoors. The primary bedroom offers a quiet retreat with soft carpeting, a spacious walk-in closet, and an en-suite bathroom finished with tile flooring, a double-sink vanity, a glass-enclosed shower, and a separate tub, all wrapped in clean, neutral tones designed for everyday comfort. Two additional bedrooms provide flexibility for guests, work, or hobbies, one finished with laminate flooring and the other with carpet, each welcoming in natural light and offering comfortable proportions, while a second bathroom with tile flooring, a single-sink vanity, and a tub/shower combination serves the home with ease. Additional peace of mind comes from an air-conditioning system that is only a few years old. Out back, the screened porch becomes a favorite place to slow down, offering a covered, breezy space to relax while enjoying peaceful views overlooking a neighboring golf course, creating a serene backdrop that feels like a quiet escape. Living here provides access to a clubhouse, resort-style pool, fitness center, basketball court, and barbecue grills, and places you close to the natural beauty of Weeki Wachee Springs State Park with its clear waters and river adventures, along with nearby golf courses, shopping, dining, and everyday conveniences, all coming together to create a lifestyle that feels relaxed, connected, and enjoyable day after day.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $179 | $179 | $179 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,197 | $1,262 | $1,660 |
| Total Monthly Payment | $1,451 | $1,516 | $1,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.