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Presented by
Amy Weaks |
Owning a home on Long Island can feel out of reach, until one like this comes along. This 3-bedroom, 1-bath ranch in North Mastic is proof that comfort, practicality, and affordability can live under the same roof. Currently the lowest-priced home in the zip code with taxes under $7, 000, this is an opportunity that simply makes sense. Step inside and you’re welcomed by vaulted ceilings and natural light that make the living space feel open and inviting. The pellet stove adds both charm and cost-conscious warmth, helping keep heating expenses manageable while creating that cozy glow everyone loves in the colder months. The eat-in kitchen offers clean white cabinetry, stainless steel appliances, and a bright dining area where everyday meals turn into meaningful moments. Down the hall, the spacious primary bedroom provides room to truly unwind, complete with convenient access to the full bath. Additional bedrooms offer flexibility for guests, work-from-home needs, or creative space. Outside, the the yard gives you space to breathe, garden, entertain, or simply enjoy a quiet morning coffee. Two storage sheds and pull-down attic access mean everything has its place. Located close to shopping, dining, major roadways, and just a short drive to Smith Point Beach and the Forge River, this home offers both lifestyle and value without stretching your budget beyond comfort. A well-cared-for home. Low taxes. Energy-conscious features. And a price point that makes ownership feel possible again. Opportunities like this don’t wait.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
Personal Assistant
William Raveis Real Estate
Phone: 214.534.2426
Amy.Weaks@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $554 | $554 | $554 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,745 | $1,869 | $2,520 |
| Total Monthly Payment | $2,374 | $2,498 | $3,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.